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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

87% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Fast, fair and from the people

The concept of P2P lending is becoming a far more credible form of lending and earning interest as we lose more and more trust with traditional banks and opt for banking methods from our fellow citizens. Where others were intrusive Zopa made me feel like it was ok to take out a loan. Fast, simple and effective. The whole experience feels fair as it's from the people. Thank you Zopa! Reviewed on: 24th June 2017

Very easy

Very easy to setup online. Quote same as final deal and highly competitive to other loan suppliers Reviewed on: 24th June 2017

Excellent

Fast, excellent good communication Reviewed on: 24th June 2017

easy fantastic service

money in my account very quickly able to look for my car straight away with no restrictions to where I buy it. Reviewed on: 24th June 2017

Great loan rates

They were the best rates I could find at the time. Reviewed on: 24th June 2017

Great company

I'm very happy with the rate I got and the service provided Reviewed on: 24th June 2017

Great

Very simple and lower apr compared to other lenders! Reviewed on: 24th June 2017

Easy and simple processing

Hassle free, easy and simple application process. Competitive rates and efficient customer service. Reviewed on: 24th June 2017

Great rates and service

Quick, easy and hassle free. Quick to respond and easy simple application process Reviewed on: 24th June 2017

Great experience!

I was very happy with the support and the whole experience. I ll use the services again if required. Reviewed on: 23rd June 2017

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