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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

45% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

I love using Zopa.

I love using Zopa. It so easy and I enjoy watching my money grow. Reviewed on: 29th February 2024

Loan application with ease!!!

I needed a substantial loan and Zopa was such an easy process to complete my application. Great apr as well. All went through very easily without a hitch. Perfect. Reviewed on: 29th February 2024

The whole process of obtaining my loan was very easy...

The whole process of obtaining my loan was very easy and the app is amazing Reviewed on: 29th February 2024

No thanks, This is for the prize and nobody reads th...

No thanks, This is for the prize and nobody reads these anyway. Reviewed on: 29th February 2024

Can’t fault the service

Best loan company I have ever used Reviewed on: 29th February 2024

The app and journey was really slick.

The app and journey was really slick. Their process for payout was also super fast. Since then, I've not had to contact them, but I've used the app to monitor the account and it's very easy to use and feature rich. Reviewed on: 29th February 2024

Best decision to use Zopa

I have managed to turn my life around positively thanks to the zoos app and their loan products. I use the app to help manage my fine activity and their well managed loans products have been very handy too. Zopa has helped me improve my life, improve my credit rating and manage my finances better Reviewed on: 29th February 2024

Is very friendly and professional

Is very friendly and professional Reviewed on: 29th February 2024

Very helpful use plain English staff are excellent

Very helpful use plain English staff are excellent Reviewed on: 29th February 2024

In this world you need to be honest and...be honest

In this world you need to be honest and have a good heart. And ready to fulfill you contract Reviewed on: 29th February 2024

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