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Zopa: Personal loan reviews

4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
45% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Took out a consolidation loan.

5
Took out a consolidation loan. Very competitive rates, fast pay out and great customer care. Reviewed on: 29th February 2024

Excuse, no problems, really efficient and informative.

5
Excuse, no problems, really efficient and informative. Reviewed on: 29th February 2024

Excellent Website

5
Excellent website which provides all relevant data necessary to keep track of my account Reviewed on: 29th February 2024

Quick decision on loan acceptance

5
Quick decision on loan acceptance Reviewed on: 29th February 2024

I remained pleased with your way helping people in t...

5
I remained pleased with your way helping people in tough moments Reviewed on: 29th February 2024

Excellent service Comprehensive

5
Ever satisfying with Zopa. 10/10 Reviewed on: 29th February 2024

Simple process, responsible and supportive lenders -...

5
Simple process, responsible and supportive lenders - great app for keeping up to date Reviewed on: 29th February 2024

Looking for west to continual use off Zopa in future

5
Looking forward to paying off balance , will certainly take out new loan afterwards.. app is easy to use , keeps me updated and true to what I can afford ,look forward to continuing using Zopa in the future Reviewed on: 29th February 2024

Very good and easy to use.

5
Very good and easy to use. No problems using the system Reviewed on: 29th February 2024

Excellent

5
Easy Transaction. Delt with efficiency all the way through. A credit to the financial industry.. Reviewed on: 29th February 2024

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