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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

44% decrease in 5 star reviews

in the past 90 days

33% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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Zopa Personal loan reviews (65247)

Swift, competitive without fuss

I needed a loan, very quickly to get me out a tight spot. Zopa were able to offer me competitive rates without fuss and the loan was in my account almost immediately Reviewed on: 22nd June 2017

Fabulous

Excellent speedy service at a great rate. No fuss and no hassle. Reviewed on: 22nd June 2017

Brilliant

Very easy quick service, delivered what it said, money in bank immediately Reviewed on: 22nd June 2017

Great company

Got a brilliant rate from zopa. My own bank wanted to charge me rates of 8% despite impeccable money management, got a much better deal from zopa and money was in the bank very quickly. Reviewed on: 22nd June 2017

Easy and lower interest rate

Zopa loan is the lowest interest loan I could find on the market. It's easy and quick to apply. I just got my 2nd loan for my car this month. Approved right after I submitted the application. 3 days later I got the fund in my bank account! Reviewed on: 22nd June 2017

Hassle free loan

Hassle free from the moment I applied I got an instant decision to the moment I settled the loan. Reviewed on: 22nd June 2017

Good experience

Easy.... Simply the best! Reviewed on: 22nd June 2017

Very convenient and good value

Was the cheapest and easiest way to get a loan and very was to pay back. Reviewed on: 22nd June 2017

Friendly, understanding, clear

Very happy with Zopa, took time to understand my needs, my interests and to find a product that is manageable for me. Top effort. Reviewed on: 22nd June 2017

Brilliant Service and quick payment

The whole experience was seamless and painless, I received the loan very quickly once it had been confirmed. Reviewed on: 22nd June 2017

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