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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

44% decrease in 5 star reviews

in the past 90 days

33% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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Zopa Personal loan reviews (65247)

There's no better loan choice

In a few words the whole experience is phenomenal. Simple to do. Easy to communicate. Excellent interest rates. Simply the best choice. Reviewed on: 22nd June 2017

Personal loan

Great fast efficient service with really good rates Reviewed on: 22nd June 2017

Easy and hassle free

Easy to create, personalise and view your loan to suit yourself. Easy to use website and cash transferred quickly. Totally hassle free! I've already would recommended to friends and family, I would recommend to anyone Reviewed on: 22nd June 2017

Simple and easy.. few clicks and sorted

simplest finance ever of my life and I am 35+. Reviewed on: 22nd June 2017

Easy to do

Very easy process to complete online. Had a response within 24 hours. Money in my bank within a week. Perfect Reviewed on: 22nd June 2017

awesome product

very straightforward online application with timely and clear feedback Reviewed on: 22nd June 2017

Great rates

Easy application. Great rates! Highly recommend. Reviewed on: 22nd June 2017

Good rates and helpful attitudes

I've had 3 loans with Zopa over 10 years so far. The rates are low, their customer services is friendly when you call up and I love the concept of peer-to-peer lending and not having to worry about APR and the payback amount constantly going up. They give you one total figure and you pay it back in the amount of time you want...perfect! I would greatly recommend Zopa to all my friends! Also they give you £50 when you do! Reviewed on: 22nd June 2017

Simple yet effective

The process was so easy along with a good rate and flexibility what more could you ask for. Reviewed on: 22nd June 2017

Great company for a loan

Really easy to apply and great rates actually the most competitive at the time I applied. Money in my bank quickly and so easy from start to finish. I'm personally really happy with Zopa loan is paid back but I would definitely use them again Reviewed on: 22nd June 2017

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