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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

46% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Arranging the loan with Zopa was quick and easy, I r...

Arranging the loan with Zopa was quick and easy, I received confirmation within a few minutes Reviewed on: 14th January 2024

App is a useful tool.

App is a useful tool. Clear and precise regarding credit score etc Reviewed on: 14th January 2024

I have dealt with Zopa for about 5 years and found t...

I have dealt with Zopa for about 5 years and found them to be very helpful. Reviewed on: 14th January 2024

Excellent service

Had a 3 loans from them. Good interest rates, easy to reply, quick answers and excellent tracking through the app. Reviewed on: 14th January 2024

Fast and reliable experience with monthly statements...

Fast and reliable experience with monthly statements and very efficient Reviewed on: 14th January 2024

No phaff straightforward no hidden costs honest and...

No phaff straightforward no hidden costs honest and fair Reviewed on: 14th January 2024

Very good and helpful lender.

Very good and helpful lender. You can adjust the installment repayment date. The interest rates could be a little lower :) Reviewed on: 14th January 2024

Highly satisfied customer .

I had a personal from Zopa and it was do easy the application and more recently a credit card i would highly recommend Zopa for any financial needs. Reviewed on: 13th January 2024

Easy application process and good APR rates

Easy application process and good APR rates Reviewed on: 13th January 2024

Easy to apply

Easy to apply and hassle free application . Quick response to the application. Would recommend Reviewed on: 13th January 2024

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