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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

46% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Responsible lending

Applying for my loan was very quick and easy and took minutes. I also liked the fact that they are responsible lenders. Reviewed on: 13th January 2024

Personal loan.

Good honest people to do business with so couldn't ask for any more than you Reviewed on: 13th January 2024

Very quick and easy service.

Very quick and easy service. Application process was very easy. Communication was excellent during the application, setting up and after processing. The customer service communication following approval has been excellent as well. Reviewed on: 13th January 2024

Good company to deal with

Applied for loan online. Process was easy. Quick response and money promptly in my bank account. Direct debit set up automatically and payments coming out on correct date. Reviewed on: 13th January 2024

Very easy great website no hassle

Very easy great website no hassle Reviewed on: 13th January 2024

Easy online application.

Easy online application. Quick decision. Money in account quickly. Reviewed on: 13th January 2024

Extremely easy to set up my personal loan.

It was extremely easy to set up my personal loan, at very competitive interest rates, via the app and was in my account in no time. Setting up the direct debit was a breeze too and have had no issues what-so-ever. I like the way one can pay more on the loan, via the app, at any time too. Very highly recommended. Reviewed on: 13th January 2024

Great price for my loan and easy application.

Great price for my loan and easy application. Also money was.paid in straight away. Reviewed on: 13th January 2024

Amazing service

As an existing customer the process was seamless & I was amazed at how quickly my loan was processed and funds transferred Reviewed on: 13th January 2024

They are very helpful and very efficient in what the...

They are very helpful and very efficient in what they do,,I would recommend them to anyone Reviewed on: 13th January 2024

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