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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

47% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Applied online and the process was easy and quick.

Applied online and the process was easy and quick. I found out instantly that the application was successful. Also, I’ve been given the option to choose the repayment instalment dates at my convenience. Reviewed on: 13th January 2024

Personal loan

I applied personal loan , it’s easy online application without any paperwork, hassle free, received money shortly after accepting. Great Reviewed on: 12th January 2024

Easy to manage

Easy to arrange and easy to manage online Reviewed on: 12th January 2024

Very happy.

Very happy.No issues from start to finish Reviewed on: 12th January 2024

Great experience and simple from start to finish.

Great experience and simple from start to finish. My personal loan came through within minutes of being accepted and it’s easy to manage in the app. Reviewed on: 12th January 2024

Quick and easy application for loan and credit card...

Quick and easy application for loan and credit card fantastic service, gave me an answer within hours would highly recommend zopa Reviewed on: 12th January 2024

Quick and Easy Loan

I applied for my loan which was quick and easy and within minutes I was approved. Money was in my bank in a matter of hours. Reviewed on: 12th January 2024

have had loans in the past and always treated fairly...

have had loans in the past and always treated fairly and quickly. Very polite and helpful staff. Couldnt be better. Thanks Zopa. Reviewed on: 12th January 2024

It was simple to set up my personal loan and manage it.

It was simple to set up my personal loan and manage it. It was also a great rate. Reviewed on: 12th January 2024

Brilliant service great communication, quick results

Brilliant service great communication, quick results Reviewed on: 12th January 2024

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