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Zopa: Personal loan reviews

4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
47% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Excellent Loan Providereasite...

5
So efficient and easy to use web site is also excellent. Smooth and easy application Reviewed on: 12th January 2024

Easy to use and prompt service.

5
Easy to use and prompt service. Setting up DD was a breeze and they communicate regularly. Reviewed on: 12th January 2024

Zopa keep you informed of your application and once...

5
Zopa keep you informed of your application and once confirmed quick to pay into your account Reviewed on: 12th January 2024

Your agents are always thorough in checking my ident...

5
Your agents are always thorough in checking my identity and very understanding because recently i didn't have enough money in my account to pay my direct debit Reviewed on: 12th January 2024

Zopa loanseasy to get infomation abo...

5
easy to get in touch with easy to get infomation about my loan. Reviewed on: 12th January 2024

The whole process was very simple from start to finish.

5
The whole process was very simple from start to finish. The staff were very helpful throughout. And a good interest rate. Reviewed on: 12th January 2024

Plain, simple and easy to navigate.

5
Plain, simple and easy to navigate. No real experience with customer service as no issues to deal with. Reviewed on: 12th January 2024

personal

5
very good always keep you up to date with your account and anything new that is coming out. Reviewed on: 12th January 2024

Fantastic Service

5
Fantastic service, so quick and efficient Reviewed on: 12th January 2024

Friendly, thorough and efficient service.

5
Friendly, thorough and efficient service. Quick and easy procedure to apply for loan at competitive rates. Reviewed on: 12th January 2024

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