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Zopa: Personal loan reviews

4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
48% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Brilliant experience

5
Zopa were very quick to respond made the whole experience very smooth and stress free Reviewed on: 12th January 2024

When ever I need a large cash loan zopa have always...

5
When ever I need a large cash loan zopa have always been here for me. Reviewed on: 12th January 2024

I have been impressed.

5
I have been impressed with the service provided. Everything is easy and seamless. Reviewed on: 12th January 2024

Staff are friendly and explain everything in plain l...

5
Staff are friendly and explain everything in plain language Reviewed on: 12th January 2024

Fast and reliable

5
The check was very quick and then the money were in my account in minutes. What can you ask more? Reviewed on: 12th January 2024

Easy and quick process when applying easy to use app...

4
Easy and quick process when applying easy to use app Reviewed on: 12th January 2024

3 loans in my family all excellent service

5
Have had 3 loans in my family and have had no issues whatsoever. Have one still running and am very satisfied with this company. Reviewed on: 11th January 2024

Contemporary Business

5
A Contemporary Company…Whole service was efficient and professional Reviewed on: 11th January 2024

They are helpful, and an excellent service

5
They are helpful, and an excellent service Reviewed on: 11th January 2024

You need Zopa in your life.

5
Amazing. So easy to use. So fast. It is the best provider I have ever come across. The app is perfection Reviewed on: 11th January 2024

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