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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

49% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

The app is very good, feel like I have good value f...

The app is very good, feel like I have good value for money Reviewed on: 11th January 2024

Good service.

Good service. App is easy to use and makes the experience easily accessible Reviewed on: 11th January 2024

Great app, easy to navigate and simple loan applicat...

Great app, easy to navigate and simple loan application process Reviewed on: 11th January 2024

Very easy to set up.

Very easy to set up. Good communication. Reviewed on: 11th January 2024

Clear, easy and funds in an instant

They gave a competative quote and had the funds in my bank within a couple of hours. They have been accurate and easy to communicate with throughout the process. I would advise anyone to use them. Reviewed on: 11th January 2024

BRILLIANT APPLICATION PROCESS.

BRILLIANT APPLICATION PROCESS. Easy to use app Reviewed on: 11th January 2024

Quick And Easy.

Easy to apply for the loan, it was processed and approved very quickly and money paid into my account the same day. Reviewed on: 11th January 2024

Got the much needed loan at an affordable rate and t...

Got the much needed loan at an affordable rate and that too pre approved Reviewed on: 11th January 2024

All service is exallant and friendly.

All service is exallant and friendly. Reviewed on: 11th January 2024

Very good, speedy service.

Very good, speedy service. Easy app to use. Frequent updates. Exactly the service you would ask for if you were designing it yourself! Reviewed on: 11th January 2024

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