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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

87% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Convenient, fast and reliable

I have applied for a few loans from Zopa in the past and each time it was trouble free. The rates are good, transaction is fast and in my experience its easier to get a loan from them. I have had no problems settling my loans before the due day as well. They are now my first choice when applying for a loan. Reviewed on: 10th June 2017

Excellent fast service

Was given and idea of where I would be accepted before applying. Simple easy and quick. Reviewed on: 10th June 2017

Efficient Service

Very competitive rates and the money was transferred into my bank account extremely quickly. Would definitely use them again and have no hesitation in recommending Zopa to family and friends. Reviewed on: 10th June 2017

Great lender

Really efficient great lender quick decisions and reasonable rates Reviewed on: 9th June 2017

Excellent

Very easy to apply,received answer really quickly.Zola found best loan for me.excellent Reviewed on: 9th June 2017

excellent service

Efficient, friendly and helpful - what more can I say! Reviewed on: 9th June 2017

Easy as 123!

With working in the forces moving around is part of the norm, which will and has affected my ability to get a loan. But with Zopa it was stress free and I was able to get what I needed at a phenomenal rate. Definitely recommend Zopa to anyone and everyone! Reviewed on: 9th June 2017

Flexible, reliable and reasonable

Had a couple of zopa loans now and have not got any complaints. You can make extra payments without charge and even pay your balance of in one lump some. Very flexible. Reviewed on: 9th June 2017

Quick simple and easy.

Quick easy and simple. The money was in my bank within a few days and I received an instant decision. Highly recommed. Reviewed on: 8th June 2017

Easy to use Car Loan service

Haven't had a reason to complain thus far! Very easy service, no tricks, no cons :) Reviewed on: 8th June 2017

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