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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Great rates and easy to use

Web site is very easy to use on quick response on the decision for the loan. I have used Zopa before and this is my second time and not the last. Reviewed on: 30th May 2017

Quick Cash and Great Service

Search online found website, filled out quote calculator, got accepted, got the cash, bish bash bosh. No fuss, cash wired to bank. Easy as 1,2,3. Reviewed on: 30th May 2017

Quick, easy, responsive!

Easiest loan application I have ever completed. User friendly site and very quick response, would highly recommend. Reviewed on: 30th May 2017

Amazeballs

Literally a fantastic creditor. No messing about upon application and loads of friendly options to pay up the full some on time or early if needed. Definitely recommend. Reviewed on: 30th May 2017

Quick

I applied for a loan and it was approved and credited to my account quickly. Reviewed on: 30th May 2017

Excellent flexible lender

I like the flexibility of managing payments and competitive rates. Reviewed on: 30th May 2017

Quick response and good rates

I found it easy to apply with a quick response. No hard sell via phone calls and constant e mails- was given plenty of time to consider loan offer. Rates were good and money was transferred quickly without fuss. Reviewed on: 30th May 2017

Quick and easy

It was quick and easy to apply, the money went in quickly, repayments are easy. Reviewed on: 30th May 2017

Good service

Simple and straight forward alias company with good rates. Reviewed on: 30th May 2017

Great loans at low interest

I have had couple of loans with Zopa straight forward money transferred quickly to my account Reviewed on: 30th May 2017

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