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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Quick, easy and great rates

Very easy to send documents over, reviewed very quick along with the money transfer! Very recommended Reviewed on: 30th May 2017

Quick and Easy!

Needed a small lost cost loan and zopa ticked every box. Had the money in a few days. Reviewed on: 30th May 2017

Ok

Fast and simple, decision immediately Reviewed on: 30th May 2017

Love the business model

I needed a short-term loan for a car whilst waiting for some equity sales to be realised. Zopa offered the best rate and the ability to pay it off early without penalty was just what I needed. Knowing the p2p model they use I felt a sense of responsibility that others had placed their faith and money in my hands. I've since become a Zopa investor as I really value the model they have and the more direct nature of the lending process, without greedy big banks involved. Reviewed on: 30th May 2017

Very satisfied

I have been very happy with yhe service and the quick decision to accept me for the loan. My husband recommended me to zopa and o have passed all information onto my family and firends thanks again. Reviewed on: 30th May 2017

Top company!!

Easy to use, straight forward loan service as it should be! Reviewed on: 30th May 2017

fast and effective !!!

I thought that, I will not get it but... I have got it !!! Reviewed on: 30th May 2017

Simples

Straightforward easy to navigate and great rates too !! Reviewed on: 30th May 2017

Outstanding!

I have not been in the need for a loan in a longtime. I do not trust the high street banking system anymore so tried Zopa after reading online positive feedback. I have been more than pleasantly surprised, I would recommend to anyone who wants a good lending rate & good customer service. Reviewed on: 30th May 2017

Hassle free decision

Very quick service and the money was in my bank within a day for me to buy my dream car. Thank you Reviewed on: 30th May 2017

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