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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Very good

Very straightforward, fast and efficient process. Reviewed on: 30th May 2017

Fab

Hassle free and so quick, would definitely recommend Reviewed on: 30th May 2017

Great service would recommend

Had no issues definitely would use zopa again Reviewed on: 30th May 2017

Low interest loan hassle free

The cheapest loan I could find. Extremely easy to arrange and the money was in the bank in a matter of days. My bank whom I have been with for 34 years could not match the interest rate. I would highly recommend Zopa Reviewed on: 30th May 2017

Quick friendly easy service

Taking a loan with Zopa was the best sensible option for me the repayment rates are extremely fair with a great refer a friend scheme Reviewed on: 30th May 2017

SUPER DUPA ZOPA

This company is first class in every way, I would and have recommended to family and friends, thank you Reviewed on: 30th May 2017

AAAA

AAA+++++++++++++++++++++++++++++++ Reviewed on: 30th May 2017

Present help when in need

Easy to apply loans with competitive rates and gives a second chance to those with bad credit, to pick themselves up. I would recommend Zopa loans to everyone. Reviewed on: 30th May 2017

Very quick and friendly

I have had two loans off Zopa there are so helpful from start to finish Reviewed on: 30th May 2017

Simply amazing

From start to finish it was easy to arrange a home improvement loan at an amazing rate. The online service is one of the most convenient , easy to use and quick to respond of the the financial service providers. I have already recommended Zopa to many people, who also are finding the service useful. Reviewed on: 30th May 2017

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