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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

91% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Easy

So quick and easy from start to finish Reviewed on: 30th May 2017

Quick and easy and small interest

When I was looking for a loan alot of places were charging £200-350 interest on the loan. Zopa was my last ditch effort and was so glad to have waited as the interest rates are well below what I expected and they kept me informed of the loan before it arrived in my bank account (wich was very quick). If I need a loan in the future then Zopa will move my first choice. Thank you Zopa. Reviewed on: 30th May 2017

Easy and smooth

I found Zopa fast, easy and very smooth to process everything - highly recommended. Reviewed on: 30th May 2017

A breath of fresh air

Zopa was professional, obtaining the loan was straightforward, and they offered excellent rates. What's not to like? I was also able to increase my repayments to suit me, without penalty. I would certainly recommend Zopa to friends, family and anyone else willing to listen. Reviewed on: 30th May 2017

Quick and simple loan

Never heard of zopa until my wife showed me it online. Looking for a loan for a new car, zopa were very competitive with their rates. The application was quick and the decision came back amazingly fast, to top it off the money was in my bank account within 2 hours. Will definitely recommend and use again. FANTASTIC. Reviewed on: 30th May 2017

Hassle free top rated loans

Good honest people wanting a good deal whether lending or borrowing .... this is the place!!! Reviewed on: 30th May 2017

Easy to Apley and fast response.

It was so easy to Apley and I could do it all from the comfort of my own home. No long telephone calls or sitting in a bank. Easy step by step instructions and a very fast and friendly response. Direct debit all set up for me and the money was in my bank within a couple of days. Would recommend to anyone. And great interest rates too. Very happy customer. Reviewed on: 30th May 2017

So easy, fair and simple

Was half heartedly looking at the possibility of getting a loan for my dream car at did a little hunting online to see what I could borrow at a good rate and came across zopa. I had never heard of this loan provider but after using their online tool to see what I could borrow and I what rate I was very surprised ....... shocked in fact. Once I realised I could get a great deal I found a dream car and applied for my loan. Got an instant decision and money was in my account in a few days. I was so easy and simple (again I was shocked) and I'm now a very proud owner of a new Mercedes. Zopa are excellent and have already made recommendations to friends and family Reviewed on: 30th May 2017

Quick easy

All done online quick and easy. With great rates. Fair Reviewed on: 30th May 2017

Really helped

Very easy to set up and after a quick check was approved. Interest rates are very reasonable and were much more competitive than I'd be able to get elsewhere Reviewed on: 30th May 2017

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