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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Really helped

Very easy to set up and after a quick check was approved. Interest rates are very reasonable and were much more competitive than I'd be able to get elsewhere Reviewed on: 30th May 2017

Quick fast service

Start to finish no problem a very quick reliable experience Reviewed on: 30th May 2017

Very quick and swift approval

As everyone these days i had money troubles just before Christmas. I had done some research online and found Zopa. I have applied online and had been approved the same day. They have saved my Christmas . I will definately recomend them Reviewed on: 30th May 2017

Great hassle-free service

Quick approval process and delivery of funds. Completely hassle-free. Reviewed on: 30th May 2017

Very quick and easy process

I easily got a quote for the loan I needed with clear information. The process of gaining the loan and getting the money in my account was instant. I've had nothing but a great experience with Zopa. Reviewed on: 30th May 2017

Highly recommend Zopa Loan

Easy to apply and a quick decision. Money was transferred into my account within 2 days. Great customer service, really friendly. Would highly recommend. Reviewed on: 30th May 2017

Exactly as described

Zopa have been fantastic. Their interest rates were reasonable and their customer service is everything you'd expect from a company. Reviewed on: 30th May 2017

Quick, easy and good rate

It was very easy to sign up, I was approved in minutes and the money was in my account within days. Really happy. Reviewed on: 30th May 2017

great rate and user friendly website

I have used Zopa on 2 occasions and always found them to have the best rate available and provide a very efficient and quick service Reviewed on: 30th May 2017

Made my dream come true

I wanted to buy a car since long but financial limitations were stopping me...I was aware about loan and borrowings but their interest rate are very high...Finally, I found Zopa on money supermarket with low interest rate, quick and efficient response...it turned my dream into reality... Finally, driving a car and visiting new venues all the time.. Reviewed on: 30th May 2017

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