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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Amazing

Great loan I've had. Thanks. Already recommended to family. Easy to apply and no hassle. Cheap as well Reviewed on: 30th May 2017

First time loan

This was my first time applying for a loan and I felt everything was explained clearly and the process was quick, easy and hassle free. Reviewed on: 30th May 2017

Fast and simple!

I've spent years trying to get my balance down on my credit card and never got anywhere, the interest amount always seemed to be higher than the higher-than-minimum-payment amount I could afford to pay. Now I'm just paying a set amount every month and I know exactly when I'll be free. No more stressing. Reviewed on: 30th May 2017

Easy and excellent service

Found the process easy to use and everything went through smoothly. Excellent communication throughout the process and I would highly recommend as I think you are very competitive. Reviewed on: 30th May 2017

Easy and Quickly

Schimbați în română I really like Zopa because it is very easy to use and I most appreciated that from the moment I applied for the loan I didn't need to wait long time if I was accepted or not.I received the answer and the money extraordinarily fast.I strongly recommend Zopa! Thank's ! Reviewed on: 30th May 2017

Zopa loans

Great company to have a loan from no hassel and easy access to your account Reviewed on: 30th May 2017

Efficient and hassle free

The team at Zopa were very efficient in dealing with my loan application. I was kept up to date with the progress and only took a few days to arrange. Also email response times were impressive. Keep up the good work. Reviewed on: 30th May 2017

Easiest loan

Good experience with zopa ,fast application form and the money was on time perfect... Reviewed on: 30th May 2017

Easy to manage loan

Quick and fair approval, money in account quickly, great website and easy to make additional payments. Reviewed on: 30th May 2017

Simple ans efficient

No fuss just straight forward application Reviewed on: 30th May 2017

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