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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (65248)

Review of the Zopa, Personal loan:

Easy to use

Easy to use friendly service good value Reviewed on: 22nd January 2024

Great if you need financial assistance

Great if you need financial assistance please don’t do, if you can’t afford payments.. Reviewed on: 26th April 2025

Fast decision and fair rate .

Fast decision and fair rate .An automated process which has that personal touch ! Zopa values its customers and is heavily committed to good customer service. I’d highly recommend them .The Zopa app helps you keep track of your finances too! Reviewed on: 26th April 2025

Simple process from start to finish with a great app...

Simple process from start to finish with a great app to be able to keep on top of all things.. Reviewed on: 26th April 2025

Wery Wery Wery Wery good !

Wery Wery Wery Wery good !!!!!!!!!! Reviewed on: 26th April 2025

Zopa and their excellent service

From enquiring to securing a loan Zopa were amazing and very helpful. They didn’t just try to push a product they took time to help me Reviewed on: 26th April 2025

Good rates, helpful people, good range of products a...

Good rates, helpful people, good range of products available to choose from and good rates for everyone that make it affordable Reviewed on: 26th April 2025

Really easy to apply

Really easy to apply , money in your bank straight away, the app is really easy to navigate Reviewed on: 26th April 2025

Hassle free outstanding service .

Fast and simple application. Great experience Reviewed on: 26th April 2025

It's was quick and easy to apply, instant decision a...

It's was quick and easy to apply, instant decision and easy to view my account Reviewed on: 26th April 2025

Always the best APR!

Always the best APR! I've had a loan for a few years now and have never had any problems. Reviewed on: 26th April 2025

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