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Zopa: Personal loan reviews

4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
96% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (65247)

Great web experience

5
Very easy to use, and gave me the most accurate quote compared with other providers. Reviewed on: 9th January 2024

Good Loan Provider

5
The application process is very quick and easy. They provide a mobile app to manage your loan, which is easy to use. Overall, I'm very happy with the service provided by Zopa Reviewed on: 9th January 2024

It was very quick and a professional service

5
It was very quick and a professional service Reviewed on: 9th January 2024

Hassle free really easy to use site

5
Hassle free really easy to use site Reviewed on: 9th January 2024

Easy and quick process, much appreciated

5
Easy and quick process, much appreciated Reviewed on: 9th January 2024

All good with the loan I got.

5
All good with the loan I got.. Quick payment Reviewed on: 9th January 2024

Excellent loan rates and easy to sign up.

5
Excellent loan rates and easy to sign up. Money was in my bank within the hour. Reviewed on: 9th January 2024

Personal loan

5
Excellent service from start to finish Reviewed on: 9th January 2024

Very happy the person who spoke to me was very frien...

5
Very happy the person who spoke to me was very friendly and put me at ease and done the whole thing very quickly Reviewed on: 9th January 2024

Fast & easy service to use.

1
Fast & easy service to use. App makes it easy to navigate & keep up to date with Reviewed on: 9th January 2024

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