Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

View other Zopa products

4.94

Based on 65,249 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65249)

Easy and quick to provide funds

All very easy and straightforward with helpful telephone support Reviewed on: 9th January 2024

Zopa is the best!

Zopa made the loan process easy...thank you! Reviewed on: 9th January 2024

Quick and easy, everything is explained and works as...

Quick and easy, everything is explained and works as it should Reviewed on: 9th January 2024

Very happy with my loan and service I received was v...

Very happy with my loan and service I received was very smooth and I like using the app to keep a track of it Reviewed on: 9th January 2024

Se10cond loan with zopa always been brilliant

Second loan with zopa always been brilliant Reviewed on: 9th January 2024

My experience was amazing.

My experience was amazing. I received my loan offer in minutes and within 24 hours I had access to my loan. The terms are very clear and the process is straight forward. The online portal is easy to use and to check up on the status of your loan. The customer service is kind, friendly and easy to get in touch with. I would recommend Zopa to everyone I know. Reviewed on: 9th January 2024

Zopa help me set up my own business.

Zopa help me set up my own business. For that I am so grateful! Reviewed on: 9th January 2024

Value for money

Needed help and Zopa was there and repayments are very affordable Reviewed on: 9th January 2024

Very good

It's easy to apply and track finances in app Reviewed on: 9th January 2024

Very easy and simple to apply.

Very easy and simple to apply. Competitive interest rates Reviewed on: 9th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Manchester Credit Union 4.94 from 2061 reviews
Personal loan
from Bamboo Loans 4.91 from 13934 reviews
Personal loan
from Lendable 4.89 from 331 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 1 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub