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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65250 reviews)

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4.94

Based on 65,250 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65250)

Very easy and simple to apply.

Very easy and simple to apply. Competitive interest rates Reviewed on: 9th January 2024

Zopa loan

Overall excellent experience , great customer service, great product Reviewed on: 9th January 2024

All good up to date!

All good up to date! Albeit I have paid on time every month, no issues otherwise. Reviewed on: 9th January 2024

Great service highly recommended, fantastic interest...

Great service highly recommended, fantastic interest rates , fabulous customer service. I have a credit card with them also and the app is fantastic and keeps you informed of all your spending. I would definitely recommend them Reviewed on: 9th January 2024

Fantastic company

Great company easy set up quick decision Reviewed on: 9th January 2024

Easy to apply for and a quick response.

Easy to apply for and a quick response. Reviewed on: 9th January 2024

I need a loan to consolidate and I was accepted at a...

I need a loan to consolidate and I was accepted at a better rate. Very good and quick at replying Reviewed on: 9th January 2024

Easy to use.

Easy to use. Very quick getting money into bank Reviewed on: 9th January 2024

Good finances providers

Good finances providers , very efficient, quick money transfers when you need money .Will definitely you their services next time been with them almost years 6 years . Reviewed on: 9th January 2024

Very understanding good customer service

Very understanding good customer service Reviewed on: 9th January 2024

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