Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
44% decrease in 5 star reviews
in the past 90 days
33% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa Personal loan reviews (65247)

Review of the Zopa, Personal loan:

Great easy service

5
So simple to apply no nonsense easy to use and understand, was quick to apply and even quicker responses, if successful your money was in the account almost immediately, you can't fault that,allows you to do whatever you wanted the loan for almost immediately, can't argue with facts Reviewed on: 16th April 2021

Zopa 5 Star

5
Great overall experience ,fast accurate and manageable loans available,the app also to track your credit score and updated avalible credit is really good ,also setting up payments with dates that suit you within the month ,and for extra payments ,I round highly recommend Zopa. Reviewed on: 26th April 2025

Excellent

5
I am satisfied with the experience I had with the Zopa app. Reviewed on: 26th April 2025

Best credit card evribady need to take

5
Best credit card evribady need to take Reviewed on: 26th April 2025

I returned a second time

5
I have used Zopa a couple of times. Service is straight forward and quick. Easy to manage on a monthly basis- very good all round Reviewed on: 26th April 2025

Easy to apply and quick process.

5
Easy to apply and quick process. No hassle Reviewed on: 26th April 2025

I have used Zopa a couple of times.

5
I have used Zopa a couple of times. Service is straight forward and quick. Easy to manage on a monthly basis- very good all round Reviewed on: 26th April 2025

Customer service was always excellent, team is very...

5
Customer service was always excellent, team is very helpful and you can tell this is a company that cares about its customers Reviewed on: 26th April 2025

Dealing with Zopa was very quick and easy applied th...

5
Dealing with Zopa was very quick and easy applied through the app , got a response very quickly and the foods were available very quickly . I would use Zopa again Reviewed on: 26th April 2025

Quick and easy to deal with on the app makes it easy...

5
Quick and easy to deal with on the app makes it easy for me to keep track of what I’ve paid back Reviewed on: 26th April 2025

Organising the loan was easy and straightforward.

5
Organising the loan was easy and straightforward. And payments, etc. are seamless Reviewed on: 26th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1261 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.93 from 1784 reviews
    Zopa
    View all products