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Zopa: Personal Loan reviews

View other Zopa products
4.94
Based on 63,870 reviews, last reviewed 12th Apr 2025
273000% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent value Have had 2 loans with them both been excellent value. Quick and easy to apply. Reviewed on: 12th April 2025
Shane Webb's avatar
Shane Webb

Latest lowest rating:

1

Very poor customer service . Very poor customer service . I have phoned up twice and none of them seem to know what they are doing . Reviewed on: 27th March 2025
Antony V's avatar
Antony V
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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63870)

Review of the Zopa, Personal Loan:

Clear and proactive communication!

5
Clear and proactive communication! When Zopa told me I had qualified for a loan, I was able to take advantage of this and sort out some debt I need to deal with. It was great. Reviewed on: 28th February 2025
Nathan M's avatar
Nathan M

Excellent value

5
Have had 2 loans with them both been excellent value. Quick and easy to apply. Reviewed on: 12th April 2025
Shane Webb's avatar
Shane Webb

Every step of my loan application was straight forwa...

5
Every step of my loan application was straight forward, all the information readily available on the app, everything clearly explained Reviewed on: 11th April 2025
Jay's avatar
Jay

They're great at being easy to use and straightforwa...

5
They're great at being easy to use and straightforward app. Reviewed on: 11th April 2025
Taz R's avatar
Taz R

Never had an issue with them, apparently is easy to...

5
Never had an issue with them, apparently is easy to use and allows additional payments if you have spare cash Reviewed on: 11th April 2025
Trudi's avatar
Trudi

Great service easy application excellent communication

5
Great service easy application excellent communication Reviewed on: 11th April 2025
Donna P's avatar
Donna P

Helped me save money...

5
I wanted a consolidation loan to pay a credit card off, that was more than i was eligible for. A customer service advisor helped me by taking a few extra security details, and a copy of my passport and it was agreed in a few minutes, others just refused, whereas Zopa helped me save money as its much cheaper than the credit card i had. Reviewed on: 11th April 2025
Paul Hill's avatar
Paul Hill

I've not taken a loan , However, Zopa credit card is...

5
I've not taken a loan , However, Zopa credit card is absolutly fantastic easy to apply for & easy to get. In addition , zopa customer service is hrlpful ,,& always there online to chat, call or email & no long wait to get help Reviewed on: 11th April 2025
Grace M's avatar
Grace M

Fast and easy.

5
Really easy application process. Funds were in my bank account really quick Reviewed on: 11th April 2025
Claire S's avatar
Claire S

I’ve had a few loans from Zopa, Everytime they make...

5
I’ve had a few loans from Zopa, Everytime they make the experience as easy as possible and with the app I’m able to follow my payments with ease. I would really recommend Reviewed on: 10th April 2025
Sean's avatar
Sean

Personal loan, good rates quick response!

5
Personal loan, good rates quick response! I need the money towards a car and it is my second loan with zopa, super helpful and very efficient. Would def recommend Reviewed on: 10th April 2025
L M's avatar
L M

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