Smart Money People Logo

Zopa: Personal Loan reviews

4.94
Based on 63,872 reviews, last reviewed 12th Apr 2025
273200% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is brilliant they started me off with a credit... Zopa is brilliant they started me off with a credit card and now they gave me car finance. Never had any problems or complaints about zopa. There rate... Read more Reviewed on: 12th April 2025
Craig darke's avatar
Craig darke

Latest lowest rating:

1

Very poor customer service . Very poor customer service . I have phoned up twice and none of them seem to know what they are doing . Reviewed on: 27th March 2025
Antony V's avatar
Antony V

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63872)

Review of the Zopa, Personal Loan:

Very good

5
Good and quick service . Very happy to continue the fast service Reviewed on: 5th April 2023

Zopa is brilliant they started me off with a credit...

5
Zopa is brilliant they started me off with a credit card and now they gave me car finance. Never had any problems or complaints about zopa. There rates are cheap. Reviewed on: 12th April 2025

Staff Professional and Wonderful Service

5
staff were quick effficient and the whole process was made easy Reviewed on: 12th April 2025

Excellent value

5
Have had 2 loans with them both been excellent value. Quick and easy to apply. Reviewed on: 12th April 2025

Every step of my loan application was straight forwa...

5
Every step of my loan application was straight forward, all the information readily available on the app, everything clearly explained Reviewed on: 11th April 2025

They're great at being easy to use and straightforwa...

5
They're great at being easy to use and straightforward app. Reviewed on: 11th April 2025

Never had an issue with them, apparently is easy to...

5
Never had an issue with them, apparently is easy to use and allows additional payments if you have spare cash Reviewed on: 11th April 2025

Great service easy application excellent communication

5
Great service easy application excellent communication Reviewed on: 11th April 2025

Helped me save money...

5
I wanted a consolidation loan to pay a credit card off, that was more than i was eligible for. A customer service advisor helped me by taking a few extra security details, and a copy of my passport and it was agreed in a few minutes, others just refused, whereas Zopa helped me save money as its much cheaper than the credit card i had. Reviewed on: 11th April 2025

I've not taken a loan , However, Zopa credit card is...

5
I've not taken a loan , However, Zopa credit card is absolutly fantastic easy to apply for & easy to get. In addition , zopa customer service is hrlpful ,,& always there online to chat, call or email & no long wait to get help Reviewed on: 11th April 2025

Fast and easy.

5
Really easy application process. Funds were in my bank account really quick Reviewed on: 11th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products