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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (6791 reviews)

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4.94

Based on 6,791 reviews, last reviewed 8th Apr 2025

33500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Impressive bank, I strongly recommend it Impressive bank, I strongly recommend it Reviewed on: 8th April 2025

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (6791)

Review of the Zopa, Smart Saver:

Great rates and flexible saving accounts

Great interest rates, which increase automatically in reaction to market changes. The Smart Saver allows me to choose “pots” with a higher interest rate for longer notice. Even highest rate is not too long a notice that you can’t manage. You can, as we do have most in the longer notice, highest rate with enough in the instant access slightly lower rate. Easy to access via the on line app. Great products Reviewed on: 11th January 2023

Zopa are brilliant

Always top of the market savings rate, they look after their existing customers and the mobile app is fantastic Reviewed on: 6th April 2025

Best Savings Account

Had several Zopa for a few years now. Very competitive interest rates across all products, and excellent App easily categorising multiple accounts. The additional feature showing 'Total interest to date' is a smartphone touch. Reviewed on: 6th April 2025

App is easy to use

The app is easy to use and the interest rate is good compared with the other banks. Reviewed on: 5th April 2025

I came across this bank by chance, I opened two savi...

I came across this bank by chance, I opened two savings account and a current account. I am very satisfied with the service I have received. I think in the current market Zopa represents good value for your money and I would recommend Reviewed on: 5th April 2025

Quick to set up with an added great interest rate

Quick to set up with an added great interest rate Reviewed on: 5th April 2025

Zopa's Smart Saver is perfect for me.

Zopa's Smart Saver is perfect for me. Simple to use , competitive interest rate and no penalties for ' dipping' into it if it's absolutely necessary. Reviewed on: 5th April 2025

Excellent Savings Account

Customer service is great snd interest rates are very favourable too. I love that I can divide savings into different pots. Reviewed on: 4th April 2025

Great bank with great rates and easy to use.

Great bank with great rates and easy to use. No hesitation in recommending Zooa! Reviewed on: 4th April 2025

Pretty good

App is very user friendly and easy to split savings into multiple pots. Interest rate is not as competitive as it once was. Reviewed on: 4th April 2025

Excellent Regular Saver Account

A really fresh banking app with some nice features built in. I am impressed by the products on offer and particularly like the 7.5% regular savings account that you can even move money out of if required and not lose out. Reviewed on: 4th April 2025

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