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Zopa: Smart Saver reviews

4.94
Based on 6,779 reviews, last reviewed 5th Apr 2025
32950% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

4

App is easy to use The app is easy to use and the interest rate is good compared with the other banks. Reviewed on: 5th April 2025
Danny 's avatar
Danny

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (6779)

Review of the Zopa, Smart Saver:

Smart Saver Account

5
Zopa are excellent at raising interest rates on their products as soon as base rates go up Reviewed on: 12th January 2023

App is easy to use

4
The app is easy to use and the interest rate is good compared with the other banks. Reviewed on: 5th April 2025

I came across this bank by chance, I opened two savi...

5
I came across this bank by chance, I opened two savings account and a current account. I am very satisfied with the service I have received. I think in the current market Zopa represents good value for your money and I would recommend Reviewed on: 5th April 2025

Quick to set up with an added great interest rate

5
Quick to set up with an added great interest rate Reviewed on: 5th April 2025

Zopa's Smart Saver is perfect for me.

5
Zopa's Smart Saver is perfect for me. Simple to use , competitive interest rate and no penalties for ' dipping' into it if it's absolutely necessary. Reviewed on: 5th April 2025

Excellent Savings Account

5
Customer service is great snd interest rates are very favourable too. I love that I can divide savings into different pots. Reviewed on: 4th April 2025

Great bank with great rates and easy to use.

5
Great bank with great rates and easy to use. No hesitation in recommending Zooa! Reviewed on: 4th April 2025

Pretty good

4
App is very user friendly and easy to split savings into multiple pots. Interest rate is not as competitive as it once was. Reviewed on: 4th April 2025

Excellent Regular Saver Account

5
A really fresh banking app with some nice features built in. I am impressed by the products on offer and particularly like the 7.5% regular savings account that you can even move money out of if required and not lose out. Reviewed on: 4th April 2025

Excellent customer service.

5
Excellent customer service. System works very well and is easy to use. Planning to open a Zopa ISA in the new tax year. Reviewed on: 4th April 2025

I find the Zopa app excellent.

5
I find the Zopa app excellent. It's so easy to use. Transferring money is instantaneous. I like having the individual savings pots and the interest paid each month. Reviewed on: 3rd April 2025

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