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Plata: Personal loans reviews

4.94
Based on 8,056 reviews, last reviewed 27th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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Latest highest rating:

5

Excellent service, needs app Excellent service, fast turn around. Would help to have an app to more easily access accounts Reviewed on: 27th July 2025
Katherine V's avatar
Katherine V

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8056)

Had a great experience.

5
Had a great experience. No hassle money straight in bank. Reviewed on: 17th April 2025

Very easy to use, lots of options to pay your loan f...

5
Very easy to use, lots of options to pay your loan faster. Customer service was great I was in Japan and my card expired and they helped me make a payment without causing me to miss a payment and damage my credit score. Reviewed on: 17th April 2025

Smooth and seamless experience.

5
Smooth and seamless experience. Efficient and effective from application through to money in the bank through to ongoing service Reviewed on: 17th April 2025

Excellent

4
I am happy to used ,fast service. Reviewed on: 17th April 2025

Super quick and efficient!

5
Super quick and efficient! It was super clear and very user friendly! The only thing I would like improved is when making over payments the process of having to call rather than just completing it fully online. Other then that I think it is a great loan provider Reviewed on: 17th April 2025

Brilliant

5
Applied on the off chance and was accepted with no hassle Reviewed on: 17th April 2025

Quick application and funds.

5
Quick application and funds. Pleased with service. Reviewed on: 17th April 2025

Application process was clear and easy to follow.

5
Application process was clear and easy to follow. Result received and did not have to wait long for my money to be sent to my bank account. Reviewed on: 17th April 2025

Easy and efficient.

5
Easy and efficient. A lender with reasonable interest rates as well. Reviewed on: 17th April 2025

So far my experience has been very good.

5
So far my experience has been very good. I had an issue with my card and Plata customer service was very helpful. Reviewed on: 17th April 2025

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