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American Express: Platinum Cashback Credit Card reviews

4.41
Based on 64 reviews, last reviewed 18th Dec 2024
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Latest highest rating:

4

Good Offers on card and cashback Good Offers on card and cashback Reviewed on: 18th June 2024
Chirag Patel's avatar
Chirag Patel

Latest lowest rating:

1

Abysmal service I opened a dispute claim for a product purchased with Amex on Ebay. Big mistake! They have been dragging this for weeks, they close the dispute withou... Read more Reviewed on: 28th January 2024
DeDee's avatar
DeDee

About this product

At Smart Money People, we're the UK's #1 place online for American Express Platinum Cashback credit card reviews. Whether you're looking for people's comments on the cashback offer on the card, or other benefits the card offers to customers, see what people have said before making up your mind on this card. Or have you already used the Platinum Cashback card? Share a review and mention what you liked or disliked about the card, and you'll be helping others!

American Express Platinum Cashback Credit Card reviews (64)

Review of the American Express, Platinum Cashback Credit Card:

Platinum cashback card

5
I'd highly recommend this credit card for everyday spenders; I use the card wherever possible then pay off the bill in full at the end of the month. The AMEX app makes it easy to track my spending and understand how much my direct debit is likely to be. AMEX customer service are brilliant over the phone and are quick at resolving queries. Reviewed on: 28th April 2020

Much Improved

5
I had an Amex credit card about 10 years ago and I am pleased to say that there are far more companies that now accept payments on an Amex credit card now; excellent cashback rates, albeit for only the first few months but if you time your application right (maybe just before you start your Xmas shopping) then you'd have a nice little earner to put towards the following year's Christmas. Would definitely recommend. Reviewed on: 29th June 2018

Cashback for shopping

5
Brilliant to get cashback on my shopping, and amex is a great provider. Reviewed on: 7th June 2018

Excellent

5
We all know Amex isn't universally accepted by merchants, but so what? The card benefits are excellent, the customer service is superb, and their app and online account management is brilliant. Reviewed on: 1st June 2018

Good Cashback

4
Excellent cashback on purchases. Easy to use website. Reviewed on: 4th April 2018

Good product, good service

5
Due to the cashback this is my credit card of choice, only let down by the fact that it's not accepted everywhere (likely due to the higher fees that afford me the cashback!). I had a great 0% purchase deal for almost 1.5 years (the first 3 months of which I earned 5% cashback). If I've had a query or error the call centre have been able to resolve it satisfactorily every time and hold wait times have not been too bad. It would be nice if the cashback ramped up a bit faster, as now I'm out of the introductory period, it currently staircases slowly from 0.5% to 1.25% Reviewed on: 24th November 2017

Cash back !

4
Love this produce and the app is great too. Only thing that frustrates me is that it should clearly show when your annual cash back will be credited Reviewed on: 5th November 2017

Spend money and save money!

5
The best cash back deal in the U.K.! Spend ... and save! Awesome. Reviewed on: 29th June 2017

Great service

5
Always recieve great customer service when contecting American Express and the cashback is a great bonus. Reviewed on: 10th June 2017

Free money!

5
We pit our regular spending on this card like the weekly shop and petrol and any other shopping sprees and pay it off every month then once a year we get our cash back which is like free money and make sure we use it on a family treat! Like a day out or a nice meal. Reviewed on: 30th May 2017

Pay in full each month

5
And this card is a great way to earn a bit of money! Reviewed on: 30th May 2017

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