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ASDA Money: Credit Card reviews

2.57
Based on 89 reviews, last reviewed 20th Dec 2024
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
42%
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10%
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2%
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4%
See only 1 star reviews
42%

Latest highest rating:

5

Top marks from me! I’ve had my Asda Money card for well over a year and I’m delighted with it. I use it as my every day card and, aside from finding their processing of... Read more Reviewed on: 7th December 2024
Anna M's avatar
Anna M

Latest lowest rating:

1

I took out this credit card last year and had 2,800... I took out this credit card last year and had 2,800 credit limit. That suited me as I have a decent credit rating. I pay a great sum off every month,b... Read more Reviewed on: 20th December 2024
Lesley B's avatar
Lesley B

About this product

ASDA Money Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do ASDA Money customers like? Find out more about the ASDA Money Credit Card by reading our trusted Smart Money People reviews. You can also write your own ASDA Money Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

ASDA Money Credit Card reviews (89)

Review of the ASDA Money, Credit Card:

Nothing happpy 8 if I need go again never come back

4
Exchange so low costumers root if I need go back never come back Reviewed on: 23rd August 2024

Can't use card, not impressed

2
Received card Fri and activated online, tried to use but kept being decline. Spoke to someone who said Microsoft had tried a test order so blocked my card. I don't know how as I've only had the card a day and not added to any online accounts. Now waiting for a new card to come, remains to be seen if it will work. Reviewed on: 8th January 2023

Really good app & good rewards

5
Much better than the old banking aps. Reviewed on: 6th January 2023

Absolutely Awful! Avoid

1
Received my Asda Credit Card, downloaded the App and activated it. Used it once successfully in a store. When tried to use again, all transactions were declined. Eventually discovered my account has been put in to 'Review' (by calling many times and being on hold for an eternity). What is that all about? Put into Review for using the card?? Customer service cannot put you through to this elusive Review Team, and you simply have to wait for them to call you, no timeline given. So unprofessional and a mickey mouse organisation. I will delete my account. Reviewed on: 3rd January 2023

OK for ASDA

3
Have had the ASDA credit Card for a few months now. It seemed like a good idea to get a little back from spending. Its still a good idea but I have had problems with payments on the card being frequently blocked on amazon. No-one to talk to that could explain or look into the problem. I have therefore replaced the card for payments on amazon and paypal but will save the card for only purchases in ASDA. Another problem is that the card cannot be added to "Apple Pay". It means carrying the card at all times. I have had no difficulty with the app, or direct debit payments but will be watching it very carefully. In summary as long as you accept the limitations it is a way of helping a little bit with ASDA groceries, but not as a general use credit card. Reviewed on: 13th December 2022

Fake

1
Scam.It's all scam . People can open credit cards with your name at any time and put you in debit. Scam Reviewed on: 10th December 2022

Greedy with interest rates

1
Don't bother. They're the greediest, most opportunistic credit card company I've dealt with. Literally within hours of the Bank of England increasing the base rate they've hiked the interest on my card twice from 29% by 0.5 on both occasions to 30%. As if they aren't getting enough interest as it is. Reviewed on: 17th November 2022

Hopeless

1
Ive only just received my asda cash back card,havent been able to access the app at all,keep on reporting it,cant use it online for purchases,will attempt a call but not hopeful,if not will write in settle bill and discard card,so far a waste of time.not reliable Reviewed on: 2nd November 2022

Account review 48 hours to 30 days!!

1
I recently took out a Asda credit card, cleared my balance at the end of each month when the statement came in. Never late always paid weeks before the due date. Suddenly my account has gone in to review. Fair enough I thought and after a week I questioned it through live chat as still couldn’t use my card!! In which I was told the review could take from 48 hours to 30 days!!!! Tried to get answers through live chat NOTHING!! No one could answer my questions, so I’ve managed to find a phone number today! Won’t talk to as my account is in review they can tell me anything about my account as it’s in review. I’ve just lost the will to live!! AVOID AVOID AVOID!!!! Reviewed on: 24th October 2022

Frustratingly awful

1
As per some of the other reviews here, I'm considering an ASDA card as I shop with them every week and a bit of cashback, however small, is better than nothing. I've followed the links to "check eligibility and apply" but the website freezes after I create a 5-digit pin and the application, or eligibility check, stops there. This isn't a new thing; I've been trying for around two months, but the same brick wall exists. You'd think they'd notice really, wouldn't you? Ho hum Reviewed on: 19th October 2022

There's no one to talk to

1
I'm thinking about applying for the Asda credit card now that my John Lewis card is ending. I did the eligibility check and was provisionally offered an interest rate of 10 per cent more than I'm paying now and a credit limit that would barely cover one shopping trolley. The only way you can speak to Asda is through live chat on the card app but you can only get the app once you've got the card. There is no one to speak to or email. Reviewed on: 3rd October 2022

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