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ASDA Money: Credit card reviews

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2.50
Based on 102 reviews, last reviewed 19th Aug 2025
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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10%
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2%
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4%
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44%

Latest highest rating:

5

Dex brentnall 41 water street Northwich Cheshire cw9... Dex brentnall 41 water street Northwich Cheshire cw95hp Reviewed on: 19th August 2025
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Dex Brentnall

Latest lowest rating:

1

Deeply Disappointed by Asda Money’s Response to Frau... Deeply Disappointed by Asda Money’s Response to Fraud I recently became the victim of online fraud and promptly reported it to Asda Money, hoping they... Read more Reviewed on: 21st July 2025
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Maz
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About this product

The Asda Money credit card is designed for everyday spending.

Asda Money give you rewards and cashback on your Asda purchases when you’re a credit card customer. There’s no annual fee for an Asda Money credit card. You do need to register for an account with Asda before applying for a credit card.

Asda Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Asda Money before, you can also leave a review and share your experience.

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ASDA Money Credit card reviews (102)

Creation Finance Suck

1
I opened my Asda CC account a few years back. I was delighted with the £5000 credit limit and the cash back. I used my card sensibly and paid off my balance monthly. When Asda offered a balance transfer deal I decided to transfer the balance from another card £500. Imagine my surprise when this was declined. I asked them to explain as I had my whole £5000 credit available. They refused to give me a reason, stating operational confidentiality. Well, I have now closed my account with them, citing operational confidentiality as the reason. I am now with Virgin and very happy. Reviewed on: 12th October 2020
Annmarie Alao's avatar
Annmarie Alao

Nice incentives

5
Highly recommended n very much subtle. Good fair incentives Reviewed on: 2nd August 2020
Zoher Attarwala's avatar
Zoher Attarwala

No problem card

5
Really efficient. Happy to increase limit. Never any problems. Reviewed on: 27th April 2020
Julie Dodsworht's avatar
Julie Dodsworht

Products

5
Asda is good to shop grocery and other items such as make up the customer Service is very friendly I can say asda as my favourite place to shop Reviewed on: 26th August 2019
Tasha's avatar
Tasha

Worth it!

5
Low interest, great customer service, fast delivery of card. Reviewed on: 9th June 2019
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bevmichelle

Worth it!

4
Low interest to pay back, easy to apply for, card arrives asap & great customer help Reviewed on: 9th June 2019
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bevmichelle

Cashback now hardly exists!

3
When I signed up for the Asda Money Card some years ago, the cashback was great... but within the last year or so, the rate has been reduced to 0.05%. I spend over £160 a week on average at Asda and over 52 weeks... that gets me roughly £90 cashback for Christmas! Nevertheless, it's still free money so I won't complain too much. I'd just like a few more perks with the card. Reviewed on: 24th April 2019
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Saz990

Difficulty because house has 2 names

4
I was refused a credit card initially. On checking my credit report, I found I had applied in our actual address as 'cottage', they had the address as 'bungalow' so had rejected credit. All was sorted and we are now very pleased with this cashback credit card which we often use. Reviewed on: 19th April 2019
Valerie Seal's avatar
Valerie Seal

INCREDIBLE

1
I have issues with contactless cards...my two banks happily changed mine to non contactless....BUT Creation(for ASDA) tell me they ONLY issue contactless !,....?? Reviewed on: 12th January 2019
CP's avatar
CP

Avoid - very poor service

1
So difficult to communicate with anyone in the company if you have an issue. They have no people who work for the company who you can contact. It is only via emails and messages and you never get to resolve your issue. Reviewed on: 24th December 2018
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nb

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