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ASDA Money: Credit Card reviews

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2.48
Based on 99 reviews, last reviewed 13th Jun 2025
300% increase in 5 star reviews
in the past 90 days
60% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
40%
See only 4 star reviews
10%
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2%
See only 2 star reviews
4%
See only 1 star reviews
44%

Latest highest rating:

4

Easy to use Easy to use and view purchases and earn money back using app. Only downside is you have to spend the cash back in Asda Reviewed on: 13th June 2025
Matt's avatar
Matt

Latest lowest rating:

1

They rip you off on rewards I think it depends how t... They rip you off on rewards I think it depends how they feel sometimes they give you rewards on purchases sometimes they don't for example I spent £10... Read more Reviewed on: 29th May 2025
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Gray park
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About this product

ASDA Money Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do ASDA Money customers like? Find out more about the ASDA Money Credit Card by reading our trusted Smart Money People reviews. You can also write your own ASDA Money Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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ASDA Money Credit Card reviews (99)

Products

5
Asda is good to shop grocery and other items such as make up the customer Service is very friendly I can say asda as my favourite place to shop Reviewed on: 26th August 2019
Tasha's avatar
Tasha

Worth it!

5
Low interest, great customer service, fast delivery of card. Reviewed on: 9th June 2019
bevmichelle's avatar
bevmichelle

Worth it!

4
Low interest to pay back, easy to apply for, card arrives asap & great customer help Reviewed on: 9th June 2019
bevmichelle's avatar
bevmichelle

Cashback now hardly exists!

3
When I signed up for the Asda Money Card some years ago, the cashback was great... but within the last year or so, the rate has been reduced to 0.05%. I spend over £160 a week on average at Asda and over 52 weeks... that gets me roughly £90 cashback for Christmas! Nevertheless, it's still free money so I won't complain too much. I'd just like a few more perks with the card. Reviewed on: 24th April 2019
Saz990's avatar
Saz990

Difficulty because house has 2 names

4
I was refused a credit card initially. On checking my credit report, I found I had applied in our actual address as 'cottage', they had the address as 'bungalow' so had rejected credit. All was sorted and we are now very pleased with this cashback credit card which we often use. Reviewed on: 19th April 2019
Valerie Seal's avatar
Valerie Seal

INCREDIBLE

1
I have issues with contactless cards...my two banks happily changed mine to non contactless....BUT Creation(for ASDA) tell me they ONLY issue contactless !,....?? Reviewed on: 12th January 2019
CP's avatar
CP

Avoid - very poor service

1
So difficult to communicate with anyone in the company if you have an issue. They have no people who work for the company who you can contact. It is only via emails and messages and you never get to resolve your issue. Reviewed on: 24th December 2018
nb's avatar
nb

Credit limit dropped to £200 - no warning!

1
One minute my credit limit was £5000, then it was dropped to £200 withouit warning. Because I was not using the card enough. I have an excellent credit rating, so very disappointed they would not budge on this. £200 is useless frankly! It is the lack of warning I object to most ! Reviewed on: 11th December 2018
Sal Drab's avatar
Sal Drab

We knew it was too good to be true.

5
For a monthly £3 charge it gives 2% cashback at Asda and 0.2% elsewhere. when it first started a few years ago it was 2% at Asda and 1% elsewhere, which we knew couldn't last - and it didn't.However it is still up there with the best of the cashback cards, especially for those who shop and buy petrol at Asda, which is cheap anyway. Reviewed on: 24th November 2018
Valerie Seal's avatar
Valerie Seal

Mr

5
Good place, good peaple, excelent policy. Reviewed on: 14th January 2018
Denis's avatar
Denis

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