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ASDA Money: Credit card reviews

2.47
Based on 103 reviews, last reviewed 6th Oct 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
40%
See only 4 star reviews
10%
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2%
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4%
See only 1 star reviews
44%

Latest highest rating:

5

Dex brentnall 41 water street Northwich Cheshire cw9... Dex brentnall 41 water street Northwich Cheshire cw95hp Reviewed on: 19th August 2025
Dex Brentnall's avatar
Dex Brentnall

Latest lowest rating:

1

Avoid avoid avoid this credit card!!! Avoid avoid avoid this credit card.Any offer advertised as an incentive will not be honoured and they come up with excuses.Customer service is terribl... Read more Reviewed on: 6th October 2025
Peyton Pie's avatar
Peyton Pie

About this product

The Asda Money credit card is designed for everyday spending.

Asda Money give you rewards and cashback on your Asda purchases when you’re a credit card customer. There’s no annual fee for an Asda Money credit card. You do need to register for an account with Asda before applying for a credit card.

Asda Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Asda Money before, you can also leave a review and share your experience.

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ASDA Money Credit card reviews (103)

Amazing

5
Amazing everything delt with properly :) Reviewed on: 10th March 2021

Creation Finance Suck

1
I opened my Asda CC account a few years back. I was delighted with the £5000 credit limit and the cash back. I used my card sensibly and paid off my balance monthly. When Asda offered a balance transfer deal I decided to transfer the balance from another card £500. Imagine my surprise when this was declined. I asked them to explain as I had my whole £5000 credit available. They refused to give me a reason, stating operational confidentiality. Well, I have now closed my account with them, citing operational confidentiality as the reason. I am now with Virgin and very happy. Reviewed on: 12th October 2020

Nice incentives

5
Highly recommended n very much subtle. Good fair incentives Reviewed on: 2nd August 2020

No problem card

5
Really efficient. Happy to increase limit. Never any problems. Reviewed on: 27th April 2020

Products

5
Asda is good to shop grocery and other items such as make up the customer Service is very friendly I can say asda as my favourite place to shop Reviewed on: 26th August 2019

Worth it!

5
Low interest, great customer service, fast delivery of card. Reviewed on: 9th June 2019

Worth it!

4
Low interest to pay back, easy to apply for, card arrives asap & great customer help Reviewed on: 9th June 2019

Cashback now hardly exists!

3
When I signed up for the Asda Money Card some years ago, the cashback was great... but within the last year or so, the rate has been reduced to 0.05%. I spend over £160 a week on average at Asda and over 52 weeks... that gets me roughly £90 cashback for Christmas! Nevertheless, it's still free money so I won't complain too much. I'd just like a few more perks with the card. Reviewed on: 24th April 2019

Difficulty because house has 2 names

4
I was refused a credit card initially. On checking my credit report, I found I had applied in our actual address as 'cottage', they had the address as 'bungalow' so had rejected credit. All was sorted and we are now very pleased with this cashback credit card which we often use. Reviewed on: 19th April 2019

INCREDIBLE

1
I have issues with contactless cards...my two banks happily changed mine to non contactless....BUT Creation(for ASDA) tell me they ONLY issue contactless !,....?? Reviewed on: 12th January 2019

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