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ASDA Money: Credit Card reviews

Name: Credit Card
Rating: 2.93 (95 reviews)

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2.28

Based on 95 reviews, last reviewed 29th May 2025

No new 5 star reviews

in the past 90 days

60% decrease in 1 star reviews

in the past 90 days

39%

46%

Latest highest rating:

5

Top marks from me! I’ve had my Asda Money card for well over a year and I’m delighted with it. I use it as my every day card and, aside from finding their processing of... Read more Reviewed on: 7th December 2024

Latest lowest rating:

1

They rip you off on rewards I think it depends how t... They rip you off on rewards I think it depends how they feel sometimes they give you rewards on purchases sometimes they don't for example I spent £10... Read more Reviewed on: 29th May 2025

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About this product

ASDA Money Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do ASDA Money customers like? Find out more about the ASDA Money Credit Card by reading our trusted Smart Money People reviews. You can also write your own ASDA Money Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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ASDA Money Credit Card reviews (95)

Fantastic and efficient

Absolutely fantastic service with a team that were easy to get in touch with and happy to answer any queries. Would definitely recommend. Reviewed on: 13th November 2015

Very competitive

As a big ASDA spender i love the cashback i get from the card which i receive, while being sure to pay it off every month without being stung with extra costs.The card also gives discounts to other ASDA products such as insurance. Reviewed on: 31st August 2015

Great for day to day purchases

Great rates, good for cashback. Easy to manage via their online website Reviewed on: 25th August 2015

It was a really simple procedure and no hassle at all

The whole ordeal of using asda credit card was amazing there was no hassle at all and would recommend it a lot Reviewed on: 28th April 2015

Best credit card on the market...

Application process - Was approached in store and asked if I would like to apply. Received an acceptance letter within approx. 3 weeks with a credit limit of £2500, after around 6 months this was raised to £3,200. Using the card - Cards are contactless so payments are very quick under £20. They have excellent online account management where you can make payments, view current balance and spending and also view past statements. The online account management for Asda seems to be unique from others as it will show you with each statement and current balance a breakdown of expenditure through a pie chart. So you can see how much is spent on; Retail, Entertainment, Groceries, Travel etc... Very handy for financial management. Customer Service - Only had to call around 3 times within the year for minor queries. Each time was greeted with friendly staff and had great response and queries resolved quickly and efficiently. Value - Excellent value with low APR, I got accepted at 19.9%. A great bonus for this credit card is the cash back - without any annual fees. They offer 1% on purchases made in ASDA and 0.5% on all other purchases...money for spending money. They sometimes throw in bonus cashback if you take out products with ASDA, for example 7% on ASDA insurance etc... Overall - This is one of the most attractive Credit Card's on the market, it offers high credit limits with low APR and cashback with no annual charge. Would always and highly recommend this card. Also they have good promotional offers for new customers, such as 0% for 12 months on balance transfers. I took out the card and applied a Balance Transfer, very quick and easy. Reviewed on: 7th October 2014

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