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ASDA Money: Credit card reviews

2.94
Based on 107 reviews, last reviewed 11th Jun 2026
300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
41%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
4%
See only 1 star reviews
44%

Latest highest rating:

5

I have had a positive experience with the ASDA Money... I have had a positive experience with the ASDA Money Credit Card. The application process was straightforward, the online account management is easy t... Read more Reviewed on: 11th June 2026
Ahmed Mohammed's avatar
Ahmed Mohammed

Latest lowest rating:

1

Probably the worst customer service I have ever expe... Probably the worst customer service I have ever experienced. Credit card had a £20 debit I did not recognise and the only transaction outstanding, no ... Read more Reviewed on: 9th June 2026
Mark S's avatar
Mark S

About this product

The Asda Money credit card is designed for everyday spending.

Asda Money give you rewards and cashback on your Asda purchases when you’re a credit card customer. There’s no annual fee for an Asda Money credit card. You do need to register for an account with Asda before applying for a credit card.

Asda Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Asda Money before, you can also leave a review and share your experience.

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ASDA Money Credit card reviews (107)

Asda Cashback Credit Card

4
Neat credit card from Asda that gives one 1% cashback if you shop at Asda, 0.5% if you use it in other shops, instead of the points that other supermarkets hand out. Personally I find this preferable. Balance transfer free for a year and if you really manage to spend over £200 at George then that's 0% for 6 months, though frankly I can't really see that happen. Still, a good little credit card that offers good value. Reviewed on: 24th December 2015

Fantastic

5
When I recently spent a few transactions on my credit card I got a call to just confirm I was using the card, this reassured me they were looking out for me Reviewed on: 24th December 2015

Fantastic and efficient

5
Absolutely fantastic service with a team that were easy to get in touch with and happy to answer any queries. Would definitely recommend. Reviewed on: 13th November 2015

Very competitive

5
As a big ASDA spender i love the cashback i get from the card which i receive, while being sure to pay it off every month without being stung with extra costs.The card also gives discounts to other ASDA products such as insurance. Reviewed on: 31st August 2015

Great for day to day purchases

5
Great rates, good for cashback. Easy to manage via their online website Reviewed on: 25th August 2015

It was a really simple procedure and no hassle at all

5
The whole ordeal of using asda credit card was amazing there was no hassle at all and would recommend it a lot Reviewed on: 28th April 2015

Best credit card on the market...

5
Application process - Was approached in store and asked if I would like to apply. Received an acceptance letter within approx. 3 weeks with a credit limit of £2500, after around 6 months this was raised to £3,200. Using the card - Cards are contactless so payments are very quick under £20. They have excellent online account management where you can make payments, view current balance and spending and also view past statements. The online account management for Asda seems to be unique from others as it will show you with each statement and current balance a breakdown of expenditure through a pie chart. So you can see how much is spent on; Retail, Entertainment, Groceries, Travel etc... Very handy for financial management. Customer Service - Only had to call around 3 times within the year for minor queries. Each time was greeted with friendly staff and had great response and queries resolved quickly and efficiently. Value - Excellent value with low APR, I got accepted at 19.9%. A great bonus for this credit card is the cash back - without any annual fees. They offer 1% on purchases made in ASDA and 0.5% on all other purchases...money for spending money. They sometimes throw in bonus cashback if you take out products with ASDA, for example 7% on ASDA insurance etc... Overall - This is one of the most attractive Credit Card's on the market, it offers high credit limits with low APR and cashback with no annual charge. Would always and highly recommend this card. Also they have good promotional offers for new customers, such as 0% for 12 months on balance transfers. I took out the card and applied a Balance Transfer, very quick and easy. Reviewed on: 7th October 2014

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