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ASDA Money: Credit card reviews

2.50
Based on 102 reviews, last reviewed 19th Aug 2025
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Dex brentnall 41 water street Northwich Cheshire cw9... Dex brentnall 41 water street Northwich Cheshire cw95hp Reviewed on: 19th August 2025
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Dex Brentnall

Latest lowest rating:

1

Deeply Disappointed by Asda Money’s Response to Frau... Deeply Disappointed by Asda Money’s Response to Fraud I recently became the victim of online fraud and promptly reported it to Asda Money, hoping they... Read more Reviewed on: 21st July 2025
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Maz

About this product

The Asda Money credit card is designed for everyday spending.

Asda Money give you rewards and cashback on your Asda purchases when you’re a credit card customer. There’s no annual fee for an Asda Money credit card. You do need to register for an account with Asda before applying for a credit card.

Asda Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Asda Money before, you can also leave a review and share your experience.

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ASDA Money Credit card reviews (102)

It was a really simple procedure and no hassle at all

5
The whole ordeal of using asda credit card was amazing there was no hassle at all and would recommend it a lot Reviewed on: 28th April 2015

Best credit card on the market...

5
Application process - Was approached in store and asked if I would like to apply. Received an acceptance letter within approx. 3 weeks with a credit limit of £2500, after around 6 months this was raised to £3,200. Using the card - Cards are contactless so payments are very quick under £20. They have excellent online account management where you can make payments, view current balance and spending and also view past statements. The online account management for Asda seems to be unique from others as it will show you with each statement and current balance a breakdown of expenditure through a pie chart. So you can see how much is spent on; Retail, Entertainment, Groceries, Travel etc... Very handy for financial management. Customer Service - Only had to call around 3 times within the year for minor queries. Each time was greeted with friendly staff and had great response and queries resolved quickly and efficiently. Value - Excellent value with low APR, I got accepted at 19.9%. A great bonus for this credit card is the cash back - without any annual fees. They offer 1% on purchases made in ASDA and 0.5% on all other purchases...money for spending money. They sometimes throw in bonus cashback if you take out products with ASDA, for example 7% on ASDA insurance etc... Overall - This is one of the most attractive Credit Card's on the market, it offers high credit limits with low APR and cashback with no annual charge. Would always and highly recommend this card. Also they have good promotional offers for new customers, such as 0% for 12 months on balance transfers. I took out the card and applied a Balance Transfer, very quick and easy. Reviewed on: 7th October 2014

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