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ASDA Money: Credit Card reviews

Name: Credit Card
Rating: 3 (99 reviews)

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2.51

Based on 99 reviews, last reviewed 24th Jun 2025

300% increase in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

40%

10%

44%

Latest highest rating:

5

Very easy processing my application dealt with effec... Very easy processing my application dealt with effectively and it was brilliant service Reviewed on: 24th June 2025

Latest lowest rating:

1

They rip you off on rewards I think it depends how t... They rip you off on rewards I think it depends how they feel sometimes they give you rewards on purchases sometimes they don't for example I spent £10... Read more Reviewed on: 29th May 2025

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About this product

ASDA Money Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do ASDA Money customers like? Find out more about the ASDA Money Credit Card by reading our trusted Smart Money People reviews. You can also write your own ASDA Money Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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ASDA Money Credit Card reviews (99)

Great credit card for us

Easy to use and pay and earn cash back Reviewed on: 6th February 2017

Excellent choice

When CapitalOne stopped its annual cashback I found that Asda not only gave cashback but had committed to not reducing the percentage. In addition to a higher rate when using the card in their stores I found their Internet facility very good for checking the balance and record of pending transactions. Reviewed on: 6th February 2017

A wise choice

One of the few credit cards to give cash back and also on a monthly basis. The online facility is good also showing pending transactions in a slightly different colour that is very helpful. Reviewed on: 28th December 2016

Great!

The Asda credit card it's great because I get a good rate of cashback as I do all my shopping there and i also buy my diesel Reviewed on: 30th November 2016

Great cashback

It's really good, with a 1% cash back on all purchases and petrol in store and a 0.5% elsewhere, I also have set up a direct debit which goes out every month, which pays out what is owed in full, so you don't get charged. Reviewed on: 29th November 2016

Very poor so far!

Took out an Asda mastercard 3 months ago...very poor experience so far! Tried to pay online via their online website.....found that I had to fill out exhaustive details of the debit card I was paying with. OK for the first payment I thought, but not so. You have to do the same every time as their system is incapable of retaining card details. How unprofessional! Second month I tried to pay by bank transfer but the payment was immediately refunded. Apparently the sort code/account numbers lodged with First Direct are incorrect. Asda money claimed this is because First Direct has not amended its details, but I suspect that Asda has failed to notify. As I said, not good so far.....any more problems and I'll switch to a competent provider. Reviewed on: 31st October 2016

No one to answer your call

It is just ridiculous to have a contact number that is always engaged. I cannot ever get through to Asda credit card, and I have a rather urgent question. I do not recommend this card, when you need them they are not there to help. Disgraceful! Reviewed on: 25th October 2016

What a rip off!

Asda Pre paid Credit Card - Awful avoid. I put in £120 and could only get £40 out! Nobody wants to take responsibility. And I paid a £5 fee for the privilege. Reviewed on: 3rd August 2016

good communication

can't complain. had fine experience without major issues. Reviewed on: 1st August 2016

suspended card

Asda suspended my card, last Friday, as concerned about a purchase made with it. Website said I could call on Saturdays but when tried to ring on Saturday morning, message says only available Monday - Friday 9-5.. So in limbo all weekend and further transactions put through before/on Friday card has been declined (such as paying for daughter's birthday meal). Understand importance of avoiding fraud/protecting customers BUT give me someone to talk to when I need to!!!!!!! Reviewed on: 22nd May 2016

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