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ASDA Money: Credit card reviews

Name: Credit card
Rating: 2.98 (102 reviews)

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2.50

Based on 102 reviews, last reviewed 19th Aug 2025

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

40%

10%

44%

Latest highest rating:

5

Dex brentnall 41 water street Northwich Cheshire cw9... Dex brentnall 41 water street Northwich Cheshire cw95hp Reviewed on: 19th August 2025

Latest lowest rating:

1

Deeply Disappointed by Asda Money’s Response to Frau... Deeply Disappointed by Asda Money’s Response to Fraud I recently became the victim of online fraud and promptly reported it to Asda Money, hoping they... Read more Reviewed on: 21st July 2025

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About this product

The Asda Money credit card is designed for everyday spending.

Asda Money give you rewards and cashback on your Asda purchases when you’re a credit card customer. There’s no annual fee for an Asda Money credit card. You do need to register for an account with Asda before applying for a credit card.

Asda Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Asda Money before, you can also leave a review and share your experience.

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ASDA Money Credit card reviews (102)

Great credit card

Never had any issues : earn cash back Reviewed on: 2nd May 2017

Good cash back paid on a monthly basis

Easy to use and reliable on-line access and as good a regular, committed cash back facility on all spending and enhanced by shopping at Asda. An added bonus that the cash back is credited to the account every month and automatically reduced the direct debit payment. Reviewed on: 30th April 2017

Hard work but decent cashback

I was attracted to this card because of the cashback, but have spent a lot of time sorting it out over the past few months. Had problems activating the main card online and needed to phone to get it sorted ( the second card was activated OK). Then my direct debit wasn't set up properly. More phone calls, but it was set up and they refunded the charges. And they will only give us a credit limit equal to our monthly income, so when we paid for our holidays we went a small amount over the limit and have been hit with a £12 charge. Should have paid on our old card which has a decent limit. I'm persevering as surely everything is set up OK now. But I daren't use it as my main card until they give me a decent credit limit. Reviewed on: 22nd April 2017

Great credit card for us

Easy to use and pay and earn cash back Reviewed on: 6th February 2017

Excellent choice

When CapitalOne stopped its annual cashback I found that Asda not only gave cashback but had committed to not reducing the percentage. In addition to a higher rate when using the card in their stores I found their Internet facility very good for checking the balance and record of pending transactions. Reviewed on: 6th February 2017

A wise choice

One of the few credit cards to give cash back and also on a monthly basis. The online facility is good also showing pending transactions in a slightly different colour that is very helpful. Reviewed on: 28th December 2016

Great!

The Asda credit card it's great because I get a good rate of cashback as I do all my shopping there and i also buy my diesel Reviewed on: 30th November 2016

Great cashback

It's really good, with a 1% cash back on all purchases and petrol in store and a 0.5% elsewhere, I also have set up a direct debit which goes out every month, which pays out what is owed in full, so you don't get charged. Reviewed on: 29th November 2016

Very poor so far!

Took out an Asda mastercard 3 months ago...very poor experience so far! Tried to pay online via their online website.....found that I had to fill out exhaustive details of the debit card I was paying with. OK for the first payment I thought, but not so. You have to do the same every time as their system is incapable of retaining card details. How unprofessional! Second month I tried to pay by bank transfer but the payment was immediately refunded. Apparently the sort code/account numbers lodged with First Direct are incorrect. Asda money claimed this is because First Direct has not amended its details, but I suspect that Asda has failed to notify. As I said, not good so far.....any more problems and I'll switch to a competent provider. Reviewed on: 31st October 2016

No one to answer your call

It is just ridiculous to have a contact number that is always engaged. I cannot ever get through to Asda credit card, and I have a rather urgent question. I do not recommend this card, when you need them they are not there to help. Disgraceful! Reviewed on: 25th October 2016

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