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ASDA Money: Credit card reviews

Name: Credit card
Rating: 2.98 (102 reviews)

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2.50

Based on 102 reviews, last reviewed 19th Aug 2025

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

40%

10%

44%

Latest highest rating:

5

Dex brentnall 41 water street Northwich Cheshire cw9... Dex brentnall 41 water street Northwich Cheshire cw95hp Reviewed on: 19th August 2025

Latest lowest rating:

1

Deeply Disappointed by Asda Money’s Response to Frau... Deeply Disappointed by Asda Money’s Response to Fraud I recently became the victim of online fraud and promptly reported it to Asda Money, hoping they... Read more Reviewed on: 21st July 2025

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About this product

The Asda Money credit card is designed for everyday spending.

Asda Money give you rewards and cashback on your Asda purchases when you’re a credit card customer. There’s no annual fee for an Asda Money credit card. You do need to register for an account with Asda before applying for a credit card.

Asda Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Asda Money before, you can also leave a review and share your experience.

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ASDA Money Credit card reviews (102)

Credit limit dropped to £200 - no warning!

One minute my credit limit was £5000, then it was dropped to £200 withouit warning. Because I was not using the card enough. I have an excellent credit rating, so very disappointed they would not budge on this. £200 is useless frankly! It is the lack of warning I object to most ! Reviewed on: 11th December 2018

We knew it was too good to be true.

For a monthly £3 charge it gives 2% cashback at Asda and 0.2% elsewhere. when it first started a few years ago it was 2% at Asda and 1% elsewhere, which we knew couldn't last - and it didn't.However it is still up there with the best of the cashback cards, especially for those who shop and buy petrol at Asda, which is cheap anyway. Reviewed on: 24th November 2018

Mr

Good place, good peaple, excelent policy. Reviewed on: 14th January 2018

An ok Store credit card

If you shop in Asda like we do then this card is good, we get 1% cashback inside the store and 0.5% if used anywhere else, The cashback is paid in the form of vouchers for instore which I build up to use at Christmas time. Ok for us as we always shop in Asda Reviewed on: 6th November 2017

Asda cashback

an easy to operate credit card with the added benefit of cashback. I use the vouchers for Christmas therefore saving money at an expensive time Reviewed on: 27th July 2017

Used and ignored

My hubby had a credit card with Asda, always paid it off. But their particular scheme was ending so we let the card vlose. As he hardly used it. Well, the online only account moved to Santander, then out of the blue a bill arrived sanding a large sum. Couldn't get online to view statements anymore, call centre unhelpful and now this random balance amount has moved to a company called Newday who don't answer their phones quickly, when they do they pass you from pillar to post and still several years on we are trying to chase up what this mystery balance is for and how to close the account and get our money back they have taken which we do not owe! Fuming doesn't cut it! We've never had this before with a credit card, it's lovely they've been selling on a debt that shouldn't exist anyway and no one cares but we keep.payong a monthly amount to stop bailiffs being called to collect this none debt! AHH! Reviewed on: 15th July 2017

Avoid, outsourced to Creation Finance

Applied for the Cashback Credit Plus Credit card, they sent wrong card out. No apologies, said I would have to re apply. Creation Finance who are used are not helpful. Abrupt. Not customer service orientated from my experience. Cancelled card as would not be happy dealing with the call centre from the 2 poor experiences I have had. Reviewed on: 10th July 2017

Would not choose again

I never liked this card. I thought I would get it as my local supermarket became an ASDA store when I moved house, but I was being charged interest every month when I should have been on a 0% offer, and the staff online and over the phone weren't very helpful with my issue. Would not recommend Reviewed on: 5th July 2017

Reported to the FCA

Ignorant and dishonest. I was obliged to make a formal complaint to the Financial Conduct Authority. Reviewed on: 29th June 2017

Ideal for regular Asda customers.

Asda credit card is in my opinion the best cashback card around. It offers 2% cashback in Asda stores and petrol and 1% elsewhere. When I had queries their customer service was very helpful. Reviewed on: 4th June 2017

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