Write a review

Atom Bank: Savings reviews

Name: Savings
Rating: 4.85 (2310 reviews)

View other Atom Bank products

4.91

Based on 2,310 reviews, last reviewed 8th Apr 2025

182700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Amazing App so user friendly I have had a couple of savings accounts with Atom both have had good rates of interest. The best thing though is the ease of using the App. It us by f... Read more Reviewed on: 8th April 2025

Latest lowest rating:

2

Option to do online banking Vs jus t the app given a... Option to do online banking Vs jus t the app given all the phone theft Reviewed on: 18th March 2025

Read all reviews See your review

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

Already an Atom Bank savings customer? Leave a review and let others know about your experience with the ultra-modern banking app.

Or are you looking for Atom Bank reviews? See what people are saying below about the one-year fixed savings account.

At Smart Money People, we're changing financial services for the better.

Atom Bank Savings reviews (2310)

Review of the Atom Bank, Savings:

Have to delete/redownload app TWICE in a week and re-enter everything

Since downloading the app, on 4 occasions it has crashed ("unable to verify your system, please try later") meaning I had to delete the app; re-download; and re-do/re-enter all my biometrics. On Monday of this week, I called to get it sorted, was told "No need to ever delete/re-do everything, just call". Which I did today when - after just 3 days working - I again had the same message with no login or navigation options, just a frozen screen. Just off the phone to be told "you will in fact have to delete and reinstall" Now - my iPhone6+ running iOS10 has not changed since Monday when I could log in (after a phone call) - I've never encountered a worse banking app in my entire life - totally unreliable, one day it might let you in, another not. None of my other banking apps have ever failed to let me access login screen/options - only this one. I'm going to start a diary on twitter on a daily basis to record when it does/does not work. Reviewed on: 9th December 2016

Reply from Atom Bank Hi Jeremy, I believe this is now all sorted out. If you ever need us pop through on App chat or call us on 0333 399 0050. Thanks :) Response date: 23rd December 2016

Amazing App so user friendly

I have had a couple of savings accounts with Atom both have had good rates of interest. The best thing though is the ease of using the App. It us by far the most user friendly App I have come across and so easy to use .They keep me informed of everything regarding my account , I cannot fault their service so far . Reviewed on: 8th April 2025

Excellent Atom bank

The Atom app is very easy to use as provides a very clear summary of investments. The rates of interest offered are also very good. Reviewed on: 8th April 2025

Great service from Atom Bank..

I've been using Atom Bank for a few years and every transaction has been speedy and simple with absolutely no problems. Would recommend to anyone, great service. Reviewed on: 6th April 2025

Great banking app

Great products; simple to sign up to the app & each product; choices are very clear; so easy to navigate the app Reviewed on: 5th April 2025

The best online banking app!

The best online banking app! Fast, efficient, uncomplicated great precise communications very competitive rates and products Reviewed on: 4th April 2025

Consistently attractive range of savings accounts.

Consistently attractive range of savings accounts. Good communication when a product is due to mature with clear options.Easy to set up a new product.Have recommended to family members and friends. Reviewed on: 3rd April 2025

Great interest rates

Great interest rates. The app gets even better each release Reviewed on: 3rd April 2025

Easy to use good rates and customer service

Easy to use good rates and customer service Reviewed on: 3rd April 2025

Instantly Rewarding

The Atom app is beautifully clean and clear. I love the interest rate that the Instant Saver Reward pays. Reviewed on: 2nd April 2025

Bank with the best

Always great interest rates on savings. A very easy app to use, clear and precise. Reviewed on: 2nd April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Easy Access Account
from Aldermore 2.88 from 6 reviews
Personal Savings
from Cynergy Bank 3.30 from 15 reviews
Savings
from Skipton Building Society 4.53 from 98 reviews

There's still more to see!

Atom Bank has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub