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Atom Bank: Savings reviews

Name: Savings
Rating: 4.85 (2291 reviews)

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4.91

Based on 2,291 reviews, last reviewed 27th Mar 2025

181000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use app Easy to use app, good return rates Reviewed on: 27th March 2025

Latest lowest rating:

2

Option to do online banking Vs jus t the app given a... Option to do online banking Vs jus t the app given all the phone theft Reviewed on: 18th March 2025

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About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

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Atom Bank Savings reviews (2291)

Review of the Atom Bank, Savings:

Easy to open an account great UI/UX. No issues.

Seamlessly easy to open an account. Banked with Atom for 5+ years. Had both Fixed and instant savings accounts in the past. Interest has never been delayed. Straight forward banking app great UX/UI design. Never needed to contact them for assistance. Super quick transfers, transparent with changes. Excellent security. Sadly, no longer offer the best rates anymore so I have been holding my money in a different account. Reviewed on: 19th March 2025

Easy to use app

Easy to use app, good return rates Reviewed on: 27th March 2025

Atom exceeds my expectation

Been using Atom bank for saving for some time now. Easy to use app good savings rate and even someone of my age is able to manage the app! Reviewed on: 27th March 2025

Easy to use.

Easy to use. Savings accounts and transactions are simple. Reviewed on: 27th March 2025

Great banking.

The Atom app. Is very easy to use and transactions are stressless. The interest rates are the best around. Reviewed on: 27th March 2025

Easy to set up an online account.

Easy to set up an online account. Simple to use app and offers a good interest rate Reviewed on: 25th March 2025

Atom Bank Outstanding

Atom Bank access through their app is a breeze, very intuitive with a simple layout. Reviewed on: 25th March 2025

Banking with Atom is easy, innovative and secure

I've had an excellent experience with Atom Bank for the last few years. Despite being hesitant to move to app-based banking - without the usual assurances of branch or web banking platform, a brief call with their customer services was very reassuring re. potential risks, even offering to research and send over extra info for me. Since then, I've kept reinvesting because I find the process so easy and straightforward, the products very competitive, and the communications I receive are clear, timely and only what is necessary for my banking - no marketing nonsense. The app is very user-friendly, feels secure (with facial and voice recognition) and also has appealing colours. Finally, I find their products innovative and meeting my needs well - I think they were almost the first to offer shorter, 6-month fixed rate bonds for example. And the Instant Reward Saver is a great idea. I hope they continue to come up with such ideas and provide a safe, secure, no-fuss banking service. Thank you Atom. Reviewed on: 25th March 2025

A very clean and minimalist product suite with a cle...

A very clean and minimalist product suite with a clear target market. So do check them out for Savings accounts and Mortgages. Excellent value as compared to other products in the market. Reviewed on: 25th March 2025

Easy access bank account

Easy to apply and set up accounts. Notifications of any changes to interest rate easy access Reviewed on: 25th March 2025

Great bank when offering competitive interest rates

Atom basically runs through the app so I have no need for any customer service support. I did get a proactive email from Atom customer service saying that I needed to change the name I was using on my bank transfer details which was useful. Not for everyone as access is through a smartphone app which may be a step too far for the digitally challenged. Also need to keep an eye on interest rates as they are not always higher than other providers, sometimes 1 year fixed rate are better elsewhere. The Instant Saver Reward account offers a good rate at the moment and is attractive so long as you can leave your money in the account without withdraws for most months so you get the reward rate. Generally Atom is a good savings provider to track and use when the rates are competitive with the market. Reviewed on: 25th March 2025

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