Write a review

Barclaycard: Initial Credit Card reviews

Name: Initial Credit Card
Rating: 4.14 (116 reviews)

View other Barclaycard products

4.11

Based on 116 reviews, last reviewed 7th Mar 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

61%

17%

10%

Latest highest rating:

5

Good customer service and updates provided by email Good customer service and updates provided by email Reviewed on: 28th May 2024

Latest lowest rating:

1

Archaic service It took them months just to successfully file a claim for a fraudulent charge in my account. I had to speak with three people—two of whom didn't know ... Read more Reviewed on: 7th March 2025

Read all reviews See your review

About this product

Barclaycard Initial Credit Card reviews can help you to find out about the pros and cons of the Initial Credit Card credit card. What kind of features do Barclaycard customers like? Find out more about the Barclaycard Initial Credit Card by reading our trusted Smart Money People reviews. You can also write your own Barclaycard Initial Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Barclaycard Initial Credit Card reviews (116)

Review of the Barclaycard, Initial Credit Card:

Bad service

Not helpful and incompetent service. Reviewed on: 8th August 2022

Archaic service

It took them months just to successfully file a claim for a fraudulent charge in my account. I had to speak with three people—two of whom didn't know what they were doing. Appalling service. Reviewed on: 7th March 2025

Payment Notification never works

Dumb mobile app. Never give me spending notification liked the other services provider. Feel liked very insecure, I am moving all schedule payment to other cards and will freeze this card. Reviewed on: 28th November 2024

Good customer service and updates provided by email

Good customer service and updates provided by email Reviewed on: 28th May 2024

Very easy and simple to use and easy to receive money.

Very easy and simple to use and easy to receive money. Reviewed on: 10th April 2024

Good card for building credit

I have had this card for about 5 years now and it has been a pleasure to use. Highly recommended for people new to credit cards. It can be linked to Barclaycard Cashback Rewards for % back on various purchases. Reviewed on: 13th June 2023

a good start

there isn't many cards our there to assist with people who just started working on their credit reports. Reviewed on: 31st May 2023

Always good

Easy to use every people good service and respect all customer hearing Reviewed on: 11th April 2023

easy app to use

this is a good app easy to use and very convenient Reviewed on: 11th April 2023

Still standing strong

The oldest credit card out there and still going strong. The company is smart and innovative and intelligent. Reviewed on: 11th April 2023

Gets the job done!

Basic credit card, good customer service, easy and quick to pay off! Reviewed on: 10th April 2023

Do you have a different Barclaycard product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Gold Card
from first direct 3.70 from 8 reviews
Credit Card
from Nationwide 3.87 from 185 reviews
Credit Card
from Shop Direct 4.38 from 4 reviews

There's still more to see!

Barclaycard has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub