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Barclays: Fixed Rate Mortgage reviews

Name: Fixed Rate Mortgage
Rating: 3.62 (86 reviews)

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3.50

Based on 86 reviews, last reviewed 3rd Jan 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

52%

15%

27%

Latest highest rating:

4

Helpful banking Good product very friendly very helpful and answer all queries. Easy easy to move from one product to another and re-mortgage. Easy to track on the ap... Read more Reviewed on: 24th May 2024

Latest lowest rating:

1

Do not use Barcleys, not to be trusted Got a redemption value to pay mortgage off 11th December, paid within one hour, App showed all correctly, then Barcleys took another direct debit on 1... Read more Reviewed on: 3rd January 2025

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About this product

Barclays is a financial provider offering a range of products and services, including fixed rate mortgages. A fixed rate mortgage has a set interest rate for a specific period of time, usually between two and five years, but sometimes up to ten. If you have any questions about a mortgage, always ask the lender or an independent advisor.

Buying a home is a large financial investment, so finding the right mortgage is important. We collect Barclays fixed rate mortgage reviews to help you make an informed decision when choosing your lender and product.

Read the reviews on Smart Money People to find out how satisfied existing homeowners are with Barclays’ fixed rate mortgage. Learn why they chose this mortgage and whether they would recommend the product to family and friends. Read about genuine experiences with Barclays’ customer service team to learn how swiftly the lender resolves any issues and concerns. Gain valuable insight into the provider and product by reading our Barclays fixed rate mortgage reviews.

Did Barclays help you buy your dream home? Write a review for the fixed rate mortgage today. Tell us why you chose this mortgage and how satisfied you’ve been throughout. What are the main pros and cons you’ve experienced? Don’t forget to include details about the application process and how easy it was to understand. Has Barclays kept you up to date with any important mortgage news and updates? Would you recommend the mortgage product to your friends and family? Write an honest Barclays fixed rate mortgage review on Smart Money People. Together, we can help people like you make better financial decisions.

Barclays Fixed Rate Mortgage reviews (86)

Review of the Barclays, Fixed Rate Mortgage:

They nearly cost me my flat, and moving out of home

Sadly my first home was above shops, so limited me in choices of companies. Barclays was the cheapest of the two options. Whilst arranging a mortgage, the whole home purchase process ground to a halt. Barclays were not progressing the mortgage application. It took me, the estate agents, several friends, both sides solicitors, the developer and my mortgage advisor calling them non-stop for 4 days, to eventually get through to someone. Barclays had asked for my flats Royal Mail address, and the address including floor number (which we don't use in the UK). These didn't match and they silently stopped progressing my mortgage as these two different addresses, that they asked for, didn't match. I was incredibly stressed and depressed that my chance to move out of home was on the line, as there wasn't much time left to exchange. Later after thankfully moving in, I opened a bank account with them, but this hid my mortgage account and I couldn't pay my mortgage. They had to wipe my profile and rebuild everything. And when I later closed the account a few years later, my mortgage disappeared again... Finally part redemption mortgage overpayments with them require a separate payment of 3x your mortgage cost. This made overpaying them a slow process. I have never been so angered and upset by any other company. Reviewed on: 4th September 2024

Simple and reliable

Professional Simple Reliable and trustworthy Reviewed on: 5th April 2023

Always better rates

Very helpful with their services Reviewed on: 4th April 2023

Great way to pay off early

Offset mortgage was a real benefit Reviewed on: 4th April 2023

Fab

Easy to manage via the app and transfer overpayments Reviewed on: 3rd April 2023

Within a difficult mortgage system, a fair bunch

As rates rose and been with Barclays for 5 years after our first move since the 2007 crash, we felt that considering inflation and market uncertainty that the 3 choices offered where fair within our reality, meaning away from the larger mechanisms of mortgage creation. We were happy to accept the terms as it slowed us to build within the framework Reviewed on: 31st March 2023

Customer experience is not fantastic but the product does the job

When applying, customer support was snooty but once you’re in with a product, they are happy to help. Reviewed on: 22nd March 2023

Mortgage from Barclays

I feel Barclays provided a great offer on my home mortgage and have been very helpful in guiding me along the journey. Their T&C's are also somewhat customer friendly. Reviewed on: 14th March 2023

Best Mortgage

Banks need to work together for mortage Reviewed on: 11th March 2023

Security

Thanks to our fixed rate we have in safe hands during these uncertain times. Reviewed on: 7th March 2023

Fair

Fair rates, easy to deal with and good customer service Reviewed on: 22nd February 2023

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