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Capital One: Classic Credit Card reviews

3.98
Based on 278 reviews, last reviewed 19th Apr 2025
300% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
52%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
4%
See only 1 star reviews
10%

Latest highest rating:

5

Low APR and useful for small purchases Capital One classic credit card is very helpful and useful for short purchases because of the low interest APR. This makes it easier for repayments an... Read more Reviewed on: 18th April 2025
Noaman A's avatar
Noaman A

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025
Vera Alexander's avatar
Vera Alexander

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (278)

Review of the Capital One, Classic Credit Card:

Great service

5
They give good credits depending on your budget. Reviewed on: 11th May 2017

Bad

1
They never do what they promised Reviewed on: 11th April 2023

Reliable

5
Helpful app helpful people everyone knows what they are talking about Reviewed on: 11th April 2023

Zopa asked me to vote for them

1
But they are untrusting utter rubbish so I'll vote for anyone but them . Reviewed on: 11th April 2023

Helps build credit history/score

4
This product is basic and simple but useful to help improve credit score and build credit history. The app is a little confusing, but customer service are always very efficient and friendly Reviewed on: 10th April 2023

Good helpful card to have

4
Easy to use and good to have at hand Reviewed on: 6th April 2023

Easy application

5
Easy to apply and understand. Can be a godsend at times. Unexpected bills this helps Reviewed on: 5th April 2023

lack of care and duty

1
capital one is the most bad customer services and all due to their actions are discrimation they dont know the uk laws no longer exists Reviewed on: 3rd April 2023

Just a standard credit card

3
Just a standard credit card, nothing special Reviewed on: 25th March 2023

Excellent credit builder

4
Great starting point to build credit history. Should offer better products for long time customers Reviewed on: 10th March 2023

Easy to use app

5
The Capital One credit card has the easiest credit card app I've ever had. It's clear and very easy to make manual payments on, in comparison to other credit card companies that seem to like making it a mission instead of nice and easy. Access to your credit score is a nice little bonus. Reviewed on: 5th March 2023
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