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Chip: Savings App reviews

Name: Savings App
Rating: 4.92 (14692 reviews)

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4.92

Based on 14,692 reviews, last reviewed 18th Mar 2025

8050% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

Chip - Great Rates and Easy to Use Chip is a user-friendly savings app that simplifies the process of setting money aside. I found the app incredibly easy to use, even for someone like ... Read more Reviewed on: 18th March 2025

Latest lowest rating:

2

All The Sizzle but Very Little Steak All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where wit... Read more Reviewed on: 5th December 2024

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14692)

Review of the Chip, Savings App:

There's no better way to save!

A Chip account is a pain-free way to grow your savings - the easiest way to achieve your goal Reviewed on: 20th March 2023

Chip is super user friendly in it's make up and ease...

Chip is super user friendly in it's make up and ease of seeing accounts. There is a little I would improve visually around the app. It definitely hooked me in with the better interest rates and big draws, one day I might win! Reviewed on: 16th January 2025

Great app to save money with.

Very easy to use. The CX is brilliant. Any time I have questions they are always answered quickly via the chat. I love the product and it makes saving money so much easier. Would highly recommend to anyone who wants to put money away each month. Reviewed on: 16th January 2025

Very good app and easy to use, really good for savin...

Very good app and easy to use, really good for saving money! Reviewed on: 14th January 2025

Easy app to use.

Easy app to use. Fast withdrawals with no judgment. Reviewed on: 1st January 2025

All The Sizzle but Very Little Steak

All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where with Chip, there is very little to be had. All interaction is pushed via the in-app messaging feature which turns out to be just a 'bot telling you to expect a response in around 2 days. In today's always-on world of electronic finance, that simply is not good enough. Add this to a busy interface that obfuscates the simple tasks, Chip becomes a hard "pass" from me. Reviewed on: 5th December 2024

Reply from Chip Hi Mark, We’re sorry to hear that your experience with Chip hasn’t met your expectations. Due to the nature of our service, our customer support is primarily available through our in-app chat (found under the 'Profile' tab, available 8am-8pm) and via email at [email protected]. We always aim to respond as quickly as possible, and we appreciate your feedback on our interface and response times. We’re continuously working to improve our service and make Chip as user-friendly as possible. If there’s anything specific we can assist you with, please don’t hesitate to reach out—we’d love the opportunity to help. Response date: 10th March 2025

Excellent.

Excellent. Good returns, easy to use. Reviewed on: 12th October 2024

Easy to use app any good savings rates

Easy to use app any good savings rates Reviewed on: 11th October 2024

Lack of privacy

When connecting my bank account to CHIP it wants access to my banking transactions for the last few years. This is surely social profiling? Reviewed on: 28th September 2024

Reply from Chip Hi Noah, We encourage all of our users to link to Chip via Open Banking, due to its safety, security and speed. Open Banking helps us to keep your money safe and ensure that your withdrawals reach your linked bank account as expected. You can read more about how Chip uses open banking here - https://www.getchip.uk/the-blog/what-is-open-banking. I can assure you that Chip is FCA-regulated. Every provider that uses Open Banking to offer products and services must be regulated by the Financial Conduct Authority. Response date: 12th March 2025

Really good and easy to use.

Really good and easy to use. Good savings rates and interest. Reviewed on: 9th September 2024

Great interface and interest rates!

Chip is super-easy to use for depositing and removing money - really intuitive interface. Great interest rates, too! Reviewed on: 6th September 2024

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