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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Amazing product

Forces me to say money without impacting my day to day. Smart algorithm. Reviewed on: 10th March 2021

Makes regular saving a breeze!

Great interest rates being offered and new ideas coming along all the time Reviewed on: 10th March 2021

The Best Saving App

It's the best saving App which is available. They pay you 1.25% Interest p.a. for a maximum of £5K, which is more than any isa or other high street banks. The customer service is excellent and soon they are coming up wit investment platform. Reviewed on: 10th March 2021

Set, forget & be rewarded with a surprise

The simplest way I have ever found to save money for that “rainy day” fund or an unexpected emergency that you need to pay for. It literally couldn’t be easier. Just set your limit and then forget about it. The app automatically withdraws insignificant amounts from you nominated account and put them into a savings account that is easily accessed. You’ll have saved £500 with zero effort before you know it. Reviewed on: 10th March 2021

Innovation

Takes the brain power out of saving! Reviewed on: 10th March 2021

Lovely Interactive Company

I joined Chip early on. I almost feel like part of the team! It’s a great way to save without noticing, it’s easy to access your money AND you receive emails and updates that let you know what is happening and what’s in the pipeline. Basically you are kept informed, feel involved and it feels like your mates are telling you not a stuffy detached organisation. Reviewed on: 10th March 2021

Great for most saving goals

The automatic saving option means that those who are not so good at saving can easily build their accounts without knowing it. The Chip+1 account is also an excellent way to get returns on money already saved Reviewed on: 10th March 2021

Easy & Effective

I had always struggled to save but Chip introduced me to how easy it can be to start. The small amounts taken regularly have built up & the app in general has focused my saving habits. With the investment platform with BlackRock on the horizon Chip is pushing the boundaries of helping everyone to save & use their money in ways they may have thought not possible Reviewed on: 10th March 2021

Customer focused smart savings

Chip's AI makes saving easier and painless. On top of this, they go to great lengths to reward customers and are continually adding ways for customers to make the most of their money. Couldn't recommend it more! Reviewed on: 10th March 2021

Simple Savings

It’s savings on autopilot. No longer do I need to worry about putting savings aside, this app does it for me - it’s simple savings. Reviewed on: 10th March 2021

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