Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

View other Chip products

4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings App reviews (18447)

Easiest thing ever!

I've always struggled to save money but with Chip it's a breeze! Just set up the app, which takes minutes, and leave it to it. Before you know it you'll have saved more than you think Reviewed on: 10th March 2021

Must have, do not miss out!

Chip is an absolute must have if you’re new to saving or you already have something put away elsewhere. If you’re new to it and need the motivation to start the automatic saving features are fully customisable and can help you save without even thinking about it. If you already have savings, why not just make the most of the higher interest rate, what you can earn in the first payment is substantially higher than high street banks payout. I’ve recommended this to and invited my friends and family to join. This shouldn’t be passed up on. Reviewed on: 10th March 2021

Makes saving easy!

Payday put away means money is saved without noticing it and the colourful, user friendly app makes it easy to set goals and keep track of your finances. Reviewed on: 10th March 2021

Amazing savings app.

It’s the best savings app with an interest rate better then all the leading banks and it’s FREE!! Reviewed on: 10th March 2021

Automatic saving to best rate

Chip seems sensitive enough to modify the savings amount in accordance with my fluctuating current account. Great UI in app to navigate and understand progress. Also good notification strategy to prompt and nudge me for changing rates and advice on whats best for me... Reviewed on: 10th March 2021

Easy way to save meney

Easy to set up and the automatic saving feature is great Reviewed on: 10th March 2021

great market disrupting concept

great market disrupting concept that ultimately helps consumers manage their finances and savings Reviewed on: 10th March 2021

Easiest way to save

For the first time ever, I have savings! Fantastic intuitive app! Reviewed on: 10th March 2021

Savings Made Easy

Before Chip I never saved a penny. Now with Chip I have a flexible automatic system that allows me to save without even thinking about it. And the market-leading interest rates and upcoming investment features are a massive bonus - have shared the app widely with my group of friends Reviewed on: 10th March 2021

Easy access and market leading rate

I found the app easy to use and is really handy for those wanting to be encouraged to save. I love the market leading rate and did recommend to a friend. Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from Payzone 3.00 from 2 reviews
TABBit app (discontinued)
from TABBit (inactive company) 4.76 from 59 reviews
Home Savings App
from Nude 4.60 from 5 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 257 reviews
Cash ISA
from Chip 4.97 from 1035 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub