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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Best savings app in the market today

5
So easy to setup and use. Just link bank account in a few taps; set up how you want to save and thats it! Chip does all the rest without any hassle. Love it. Reviewed on: 10th March 2021

Great App and Good Savings Rate

5
I have used chip for a few years and it works great Reviewed on: 10th March 2021

Saving at your fingertips

5
Downloaded after recommendation from Martin Lewis and haven’t looked back. Saving without even knowing it. Great interest rates too. The wedding suddenly is looking a lot more affordable!! Reviewed on: 10th March 2021

A no brainer

5
Very easy to set up, giving a market-leading return. Reviewed on: 10th March 2021

Saving made easy

5
Chip could not be easier to use and understand. Perfect for those who are not great at budget management as well as more organised savers. I have invited a number of friends to use chip and they have all loved it. Reviewed on: 10th March 2021

The new way to manage your money

5
Chip is an easy and innovative way to manage your money. The app is user friendly, with the customer at the heart of the design. Reviewed on: 10th March 2021

Innovation at its best

5
Quick and easy to set up, great innovative product to encourage saving which is very important, market leading interest rate, intuitive and straight forward app delivering what it promises! Reviewed on: 10th March 2021

Savings? Me?

5
I've never been a saver. Let me rephrase that- I've never been able to save. Until chip. It really has made saving a considerable sum of money easy. Reviewed on: 10th March 2021

Great way to save

5
I’ve never been great at putting money away in savings but came across chip. Since signing up the app automatically puts funds away and now I have £4000 squirrelled away. I recommend. Reviewed on: 10th March 2021

great app, easy to set up and use

5
I love this app, it was easy to set up and connect with my bank and I just leave the app to automatically save. It has been a great way to help me save money where I may have otherwise spent the money on pointless things. Reviewed on: 10th March 2021

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