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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Game changing approach to savings

Chip has revolutionised the way I approach personal savings with no hassle automated approach that means I save more regularly when it knows I can afford it but at the same time keeps me in control. The market beating bonus / interest payment of 1.25% is an added attraction that significantly exceeds the tiny basic monthly admin fee that the app charges you to use. Reviewed on: 10th March 2021

Brilliant

This app has changed my life I have saved thousands I really used to struggle to save anything in the past it’s a great app Reviewed on: 10th March 2021

Very useful app

Chip is a great way to save money without even realising it. It has helped me save towards my first house, something I had struggled to do. Reviewed on: 10th March 2021

Fantastic savings app

I love this app, the auto save feature works brilliantly, just ticks away in the background putting a little bit of money away every few days, great for passive savings. That coupled with their 1.25% interest on their bonus account makes it a no brainer for somewhere to stash a nice little rainy day fund. I'm also very much looking forward the their imminent launch of their investors account. As someone who found this app way back when it first started (i was around the 1300 saver) and seeing the steady progress they've made icant rate this app highly enough. Reviewed on: 10th March 2021

Saving made easy

Chip compels you to keep an active eye on saving - managing the process is simple & straightforward via the Chip app which leaves you in complete control of what you save. Reviewed on: 10th March 2021

Easiest thing ever!

I've always struggled to save money but with Chip it's a breeze! Just set up the app, which takes minutes, and leave it to it. Before you know it you'll have saved more than you think Reviewed on: 10th March 2021

Must have, do not miss out!

Chip is an absolute must have if you’re new to saving or you already have something put away elsewhere. If you’re new to it and need the motivation to start the automatic saving features are fully customisable and can help you save without even thinking about it. If you already have savings, why not just make the most of the higher interest rate, what you can earn in the first payment is substantially higher than high street banks payout. I’ve recommended this to and invited my friends and family to join. This shouldn’t be passed up on. Reviewed on: 10th March 2021

Makes saving easy!

Payday put away means money is saved without noticing it and the colourful, user friendly app makes it easy to set goals and keep track of your finances. Reviewed on: 10th March 2021

Amazing savings app.

It’s the best savings app with an interest rate better then all the leading banks and it’s FREE!! Reviewed on: 10th March 2021

Automatic saving to best rate

Chip seems sensitive enough to modify the savings amount in accordance with my fluctuating current account. Great UI in app to navigate and understand progress. Also good notification strategy to prompt and nudge me for changing rates and advice on whats best for me... Reviewed on: 10th March 2021

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