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Chip: Savings App reviews

Name: Savings App
Rating: 4.92 (14614 reviews)

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4.92

Based on 14,614 reviews, last reviewed 4th Feb 2025

650% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great all-arounder Have just had an excellent savings account, with great customer service. Reviewed on: 4th February 2025

Latest lowest rating:

1

All that glimmers is not gold! All that glimmers is not gold! Frightful organisation Reviewed on: 31st January 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14614)

Review of the Chip, Savings App:

Best Interest Rates

Been using Chip for a while now. The interest rates are the best in the market. And the customer service has been really helpful in resolving any queries I had Reviewed on: 30th January 2022

A new way to do an old thing!

Sceptical at 1st but now I'm totally sold on this product. A safe, efficient and productive way to save. Reviewed on: 24th February 2024

I found Chip to be a great way to save money towards...

I found Chip to be a great way to save money towards a holiday. The Chip app is easy and straight forward to use. I would recommend to family and friends. Reviewed on: 24th February 2024

Great for saving!

I've used Chip for almost 1 year now and it's by far one of the best saving apps out there. They apply the highest current rate to the account really making your money work. I've recommended it to my mother and sister who were sceptics initially but now they've come to love chip. Reviewed on: 23rd February 2024

Very easy to use.

Very easy to use. Once you link your bank account, you can transfer in and out in seconds Reviewed on: 23rd February 2024

Nicely Organised App

A very good and nicely organised app that helps you to manage your finances well. They allow you to deposit and withdraw your savings freely and they have good interest rates. Reviewed on: 23rd February 2024

Beating the High Street Banks by a country mile!

Invested in chip as a bank as what were the high street banks were paying such poor interest on the money we had saved with them. Reviewed on: 23rd February 2024

Chip: Excellent App, Rates & Customer Service

Very easy to setup & use. Seamless transfers from my current account into Instant Access savings account. Interest rate on said account very good. The App itself is very easy to use & navigate. When I have had to use customer service, the interactions have been swift, efficient & courteous. Plus I can go back & review what was said within the app. They look after their customers & are always on the look out for new products. Security in the app is good & communications sent by Chip are well thought through & customers don't get bombarded. Reviewed on: 23rd February 2024

This app has helped me save without feeling the pinch.

This app has helped me save without feeling the pinch. I am suprised how much miney builds up, which is a big help when unexpected bills arrive! Reviewed on: 23rd February 2024

Great savings app

An easy to use app for novice and advanced investors, which helps people become more financially literate and get their money talking! Reviewed on: 23rd February 2024

Thank you, Chip.

I just had to go back through my emails and find out when exactly I started my Chip journey, it was 2018. I opened up my first few emails and was met with a GIF for each one celebrating an automatic save, those days were so fun (the kitten snatching the wad of cash? Adorable!) In all these years I’ve used this app it’s just grown from strength to strength, and because of that, so has my ability to save. Automatic saves made stashing little (or big) amounts of money away every few days so easy and it just showed how that money builds up over time. The introduction of payday saves helped prioritise my outgoings and set aside another sum of money so as to avoid unnecessary spends. Every year Chip has grown and been able to offer people like me, new ways to save my money. Easy access account with high interest earnings, prize money accounts, cash ISA, investments, come on how can you not be so excited by these opportunities? One big factor is that you can be a real beginner in all these areas, but Chip still makes you feel in control and gives you the confidence to make your money work hard. According to my latest figures, I have saved £73,000 since I started my journey. I’d like to thank Chip for helping me get to a place where I feel comfortable and confident with my savings, I will continue to be a Chip user and fan! Reviewed on: 22nd February 2024

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