Smart Money People Logo

Chip: Savings App reviews

4.92
Based on 14,680 reviews, last reviewed 27th Feb 2025
2940% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great product, very good interest rates, easy access... Great product, very good interest rates, easy access and a great range of savings and investment opportunities. Reviewed on: 27th February 2025
stepotts's avatar
stepotts

Latest lowest rating:

2

All The Sizzle but Very Little Steak All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where wit... Read more Reviewed on: 5th December 2024
Grumpy Old Mark's avatar
Grumpy Old Mark

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14680)

Review of the Chip, Savings App:

Simple and easy painless saving

5
CHIP has blown me away with its ability to make saving so simple. I use both the payday saver which allows me to put away an amount of money on pay day but the real star is the ability to sweep a small amount of money (under a tenner) from my account into the savings account. Its sad (but true) that I do not even notice it going out, as it is like just buying a coffee or a beer or a snack. CHIP lets me know its going to do it, so I am not surprised by it. But what is surprising is when you look at your CHIP balance at the end of the month in the app and you see how much you have saved without even realising it. Reviewed on: 10th March 2021

Great banking app

5
Easy to use app, no fuss banking Reviewed on: 21st February 2024

Superb Bank

5
Superb bank that's easy to use, unlike the dinosaur banks that are dragging down the economy. Reviewed on: 21st February 2024

Chip off the old block

5
Good banking app easy to follow and very clear. Reviewed on: 21st February 2024

Excellent products with good rates

5
Excellent products with good rates Reviewed on: 21st February 2024

I have used chip from the start, makes it easy to sa...

5
I have used chip from the start, makes it easy to save without thinking about it, fast access when I need to make a withdrawal, overall my favourite banking app and company Reviewed on: 21st February 2024

Easy to use and best savings rate, but at a cost

5
The app is easy to use but the costs are not competitive compared to other providers. They have the best savings rate though so depending on how much your saving the charges are a mute point. Reviewed on: 21st February 2024

Can't fault it!

5
I got chip when it was early and have had great success with saving small amounts of money and reaching goals. Now with the added options for investments and ISAs it really has grown into a fantastic product. Reviewed on: 21st February 2024

Modern friendly banking.

5
Modern friendly banking. Simple and easy to use Reviewed on: 21st February 2024

Competitive rates.

5
I receive a very competitive rate of interest both in my savings account and ISA. It is easy to deposit funds and CHIP keep you updated on market trends. Reviewed on: 21st February 2024

Easy to use and connect to your main account.

5
Easy to use and connect to your main account.great that you receive interest monthly aswell making compound interest work which is very important whilst saving.foumd it to be the best interest rate in the market. Reviewed on: 21st February 2024