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Chip: Savings App reviews

4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
88% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Love the idea of accidental saving.

5
Love the idea of accidental saving. Initially I was an install and forget user and had a nice chunk saved when I went to look. Now use it for simple index investment. Reviewed on: 25th March 2025

The app is really easy to use.

5
The app is really easy to use. The savings rates are some of the best on the market too! Reviewed on: 25th March 2025

Chip App Easy To Use

5
The Chip App has proved to be straightforward and easy to use. I'm able to withdraw and make addition payments conveniently and as a bonus, the interest rate is also competitive. Reviewed on: 25th March 2025

student saving

4
a great saving option for students to gain interest on loans! Reviewed on: 25th March 2025

So easy to use.

5
So easy to use. Why can’t all bank experiences be like this! Reviewed on: 25th March 2025

Excellent interest rates as well as tools to save fo...

5
Excellent interest rates as well as tools to save for short and long term goals. Can’t fault it ! Reviewed on: 25th March 2025

Great, never any issues.

5
Great, never any issues. I like how easy I can move around and the interest rate Reviewed on: 25th March 2025

Great Service

5
Great service, top interest whats not to like, instant access Reviewed on: 25th March 2025

Best saving account ever

5
Best credit rate on the market and easy access to any functionality through the app Reviewed on: 25th March 2025

I love how easy it is to navigate the app, check thi...

5
I love how easy it is to navigate the app, check things or transfer money Reviewed on: 25th March 2025

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