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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great banking experience

Banking is quick and easy, feels safe and secure and the rates are excellent. I appreciate the clear and quick communications when needed too! Reviewed on: 27th March 2025

Simple to use but effective App

Very easy to use. Excellent savings rates. Great variety of products but simple to understand. Reviewed on: 27th March 2025

Best way to save money

Chip has been a great way to save and keep my money safe and secure. I can easily see interest accrued and deposit as much or as little as I can. I have been vocal in my recommendations to family and friends and find it great you get a boosted interest rate. Communications are clear and concise. The UI is easy to use, friendly and pleasing to the eye. Reviewed on: 27th March 2025

Never had any problems, works!

Never had any problems, works as I need it to Reviewed on: 27th March 2025

So easy, very clear and transparent with interest rates

So easy, very clear and transparent with interest rates Reviewed on: 27th March 2025

I love Chip.

I love Chip. It's so accessible and easy to follow Reviewed on: 27th March 2025

Great App and competitive rates.

I have found Chip easy to use and love the App.Safe and secure and any withdrawals are done immediately. Reviewed on: 27th March 2025

Clear and simple, straightforward to use app making...

Clear and simple, straightforward to use app making modern banking easy. Unique prize giving account a fun alternative to NI savings bonds Reviewed on: 27th March 2025

Good not great anymore

Great app. Interest rates not quite so competitive especially ISA. Fast and simple to move money around. Reviewed on: 27th March 2025

Excellent Does what it says on the tin

Excellent Does what it says on the tin Reviewed on: 27th March 2025

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