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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Chip turned me into a saver

5
I'm a terrible saver but with chip's help, I'm regularly automatically saving and now have an emergency fund. Customer service is also highly responsive, easy and helpful Reviewed on: 27th March 2025

Opened a high interest savings account that persists...

5
Opened a high interest savings account that persists to be competitive rather than settling for the poor returns of the typical major banks. Reviewed on: 27th March 2025

A must-have Savings & Investments APP

5
I've been there from the start. Love the App and the development of the APP and the delivery of new products regularly. A must-have Savings & Investments APP Reviewed on: 27th March 2025

Used for while now and really enjoy, use it partiall...

5
Used for while now and really enjoy, use it partially as a savings till I need the cash Reviewed on: 27th March 2025

Chip is so easy to setup and use

5
Chip is so easy to setup and use. I love that I get the best interest rate Reviewed on: 27th March 2025

No issues, good opportunities

5
The app is super user friendly and I can check my savings rates and stats quite easily. Transfer funds and withdrawals are instant and pain free! Reviewed on: 27th March 2025

A very easy way of saving money.

5
A very easy way of saving money. The app works exactly as required. Reviewed on: 27th March 2025

Great for saving as little or as much.

5
Love the app, love the communication from the team and the functions within the app. Most useful for me is that it is separate from my main banking app, so I can save money without knowing it's there! Reviewed on: 27th March 2025

Great experience

5
Saved lots over the psst few years very easy to use app. Many different account types. Reviewed on: 27th March 2025

Great app saves without me knowing it.

4
Great app saves without me knowing it. Wish it had no fees that’s a little annoying when there are small saves. I’ve been using chip for a while and helpful increasing my rainy day fund plus easy to get to it if necessary. Reviewed on: 27th March 2025

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