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Emma: Savings App reviews

4.86
Based on 3,550 reviews, last reviewed 29th Jan 2025
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No new 1 star reviews
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Latest highest rating:

5

The Money Management App You Actually Enjoy Using I've been using Emma to manage my finances, and it’s been a game-changer. It connects all my accounts, tracks recurring payments like car insurance an... Read more Reviewed on: 29th January 2025
Giuliano F's avatar
Giuliano F

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Emma Savings App reviews (3550)

Review of the Emma, Savings App:

Best app to keep track of all your accounts and spendings

5
Emma is an amazing app, with a great user experience and overview of all your current and savings accounts, credit cards and investments (currently only crypto wallets and robo-advisors) and their respective transactions. Aside the overview it also offers really useful statistics and reports, including subscriptions and paydays. I strongly recommend the app. Especially if you're the kind of person that's able to watch and manage your money alone, or simply dislike chatbots, without a "smart assistant" like Cleo etc. this app should be your choice. But also I have to say that I don't think the paid subscription is worth the money, yet. Especially because manual accounts currently can be set to their current amount, no transcations or anything. Reviewed on: 25th January 2019

Great app to keep an eye on spending

4
As a student, its important to me to monitor how much I'm spending on different areas like food, social activity and societies. Emma is really useful for this and the notifications when I go over budget are a well-needed reminder! Would deffo recommend Emma to students who want to limit their unnecessary spending. Reviewed on: 6th April 2023

It doest it all for you

5
Emma is a great app. It separates all your expenses for the different categories you selected. The app is intelligent and it does it all for you. Great service!!! Reviewed on: 6th April 2023

The best way to save money!

5
This is the only app that has actually helped me save money and show me what I spend most of it on! Highly recommend :) Reviewed on: 6th April 2023

Great app

5
Helps me control my spending , and budgetting, otherwise I would be broke Reviewed on: 6th April 2023

Solid budgeting app

5
Really helpful to let you understand in and out goings. Reviewed on: 6th April 2023

Emma is the Best!

5
Really good app. Helps me to budget and helps me visualise everything that I am automatically paying for in the month like subscriptions compared to what I have left. Reviewed on: 6th April 2023

Always use Emma for my finances

5
Emma is great. Really easy to use. I'm a user experience designer and I find the experience really top-notch when using this product! Reviewed on: 6th April 2023

Emma helped me save

5
I'm now a house owner! Emma helped me save, even as little as change round ups each week when times were tougher. The automatic features took the constant decisions out of the equation, meaning I could set things up and let it work for me. Amazing, thank you! Reviewed on: 6th April 2023

Amazing help

5
Such a great tool to keep an eye on whats really going on with your finances and manage the day-to-day to help with savings. Reviewed on: 6th April 2023

Brilliant personal finance app that has helped me manage my debt

5
I have tried using Excel spreadsheets for years when budgeting, but Emma has refined my budgeting process and made it so simple. All of my accounts and credit cards are visible in the app and moving money between them is super easy. I love Emma! Reviewed on: 6th April 2023