Smart Money People Logo

Emma: Savings App reviews

4.86
Based on 3,550 reviews, last reviewed 29th Jan 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The Money Management App You Actually Enjoy Using I've been using Emma to manage my finances, and it’s been a game-changer. It connects all my accounts, tracks recurring payments like car insurance an... Read more Reviewed on: 29th January 2025
Giuliano F's avatar
Giuliano F

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Emma Savings App reviews (3550)

Review of the Emma, Savings App:

It makes banking easily. I can effortlessly keep track of my spending.

5
I have been using Emma for the past few months to track my finances, and I am very impressed with the app's features and functionality. The app is incredibly user-friendly, and I was able to start tracking my expenses and income with ease. One of the best features of Emma is its ability to categorize expenses, which makes it easy to see where my money is going each month. The app also provides detailed reports and visual graphs, which have helped me better understand my spending habits and make adjustments where necessary. Another great feature of the app is the ability to set financial goals and track progress towards them. I find this to be incredibly motivating and have been able to make positive changes to my finances as a result. The app's customer service is also excellent. I had a question about a specific feature, and the support team was quick to respond and provided clear and helpful information. Overall, I highly recommend Emma for anyone who wants to better understand and manage their finances. It is an excellent app that is well-designed, easy to use, and has helped me to be more financially responsible. Reviewed on: 15th February 2023

Helped me turn my life around.

5
Long story short, Emma exposed to me my poor spending habits. Since then I’ve managed to save and invest more, go on a holiday, and soon I’ll be able to buy my first car outright thanks to Emma. Life changer Reviewed on: 12th April 2023

Money anxiety

5
Emma was recommended to me by someone and it has really transformed my life in a very small but actually meaningful and significant way. While I’ve never been “bad” with money, I had built up a tremendous amount of anxiety over money. I would never check my bank balance but simply wait for the text that would say I was overdrawn. And if that hadn’t come before payday then great. Having Emma and the daily balance notification was the first step to helping me have less fear. The second step was actually looking at the breakdown/spending categories. This feature is so smart. And having this is quite simply the easiest way to track your spending and what you can maybe spend less on! With quite literally zero effort. I know the app is at its optimum utility when synced with credit cards to track overall spending. I will definitely be relying on it when I get my credit card. This is overall a great app and I couldn’t recommend it enough - money anxious or not, it can help in many ways. Reviewed on: 11th April 2023

Great app

5
I have been using EMMA for a couple of years. It is by far the best APP for personal finance. Reviewed on: 11th April 2023

Best personal finance app

5
Emma truly allows you to get a 360 view of your finances by leveraging Open Banking tech to connect and manage all your assets in one place. Bonus points for UI Reviewed on: 11th April 2023

Travel More with Emma

5
Emma is the best saving app ever - it helped me save up to £500 last year which contributed directly to my travel fund! Reviewed on: 11th April 2023

Nice money management app

5
Nice app with lots of helpful features for staying on top of your finances such as budgeting and analytics tools, ability to categorise and add notes to your transactions, and ability to search transactions. Reviewed on: 11th April 2023

Great site for keeping track of you budget

4
A great app to keep track of you budget. Only down side i have if that one of my main banks isn't supported. Reviewed on: 11th April 2023

Very useful app

5
Emma has really helped us track our spending. Great app and would recommend using it, especially in the current economic environment. Reviewed on: 11th April 2023

Amazing

5
This is amazing highly recommended Reviewed on: 11th April 2023

How it is

4
It's a great and easy app to use Reviewed on: 11th April 2023