Smart Money People Logo

Emma: Savings App reviews

4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Emma Savings App reviews (3552)

Review of the Emma, Savings App:

Very useful to see overviews and spending trends

4
As title says, I use it say to say to see my spending trends and predictions Reviewed on: 4th April 2023

Life- Changing

5
Emma has helped me so much with my finances. Coming from a family with not much knowledge of finances and how to use them wisely, Emma was a great help in providing support with how to reduce outgoings, which is great in the Cost-of-Living crisis, it also provided many discounts on hundreds of shops and having the daily reminder on where your finances sit and a monthly report on what you are spending your money on is fab! Emma has introduced investments which I have not tried yet but am excited to start and the saving pots also. Emma lays everything out in a fun and engaging way too which keeps me interested and wanting to use the app. Reviewed on: 5th April 2023

From with bad money to obsessed with saving!!!

5
To say I was bad with money before using Emma is an understatement! I would actually fear opening my banking apps, I had various accounts in different places which was such a chore and I would literally cross my fingers when paying on card, hoping it would go through. Emma has helped me get on top of my money and keep track of what I'm spending and where. It's been a huge relief for my anxiety to regain control of my finances - can't recommend it enough! Reviewed on: 5th April 2023

Very helpful

4
Emma is very helpful, helps you get organised and overall a good app. Reviewed on: 5th April 2023

I love this app

4
Emma helped organise my finances in a matter of seconds I was able to clearly see my outgoings and incomings. Reviewed on: 5th April 2023

Amazing app

5
Perfect for budgeting and saving money especially during the current financial situation. Used this app for many years and never disappointed me. Amazing customer service as well if you have any questions or need any help. An app that always gives! Reviewed on: 5th April 2023

Amazing Consolidated view of all our accounts

5
While we focused on paying off debts, having the ability to view all our accounts and their balances in one place was very helpful to see in total how much we still had left to pay, but also to keep an eye on any transaction that looked fishy/out of control. Great app! Reviewed on: 5th April 2023

Fantastic app

5
Easy to use, perfect to manage my money - overall a great download! Reviewed on: 5th April 2023

Super helpful

5
Emma has made the planning of my wedding soo much easier. I’ve been able to remain organised and not feel stressed about what needs to be done. Emma also offers advice and suggestions of vendors etc. really can’t fault the app! Reviewed on: 5th April 2023

Useful app

5
It’s so helpful to be able to track our finances across bank accounts. The app has many useful features for anyone who wants to take control of their finances Reviewed on: 5th April 2023

1 app to see my entire financial portfolio

4
Gives a great overview of you finances to track credit, savings and net worth. Reviewed on: 5th April 2023